Flood Risk in Matong, NSW: 2026 Assessment
Flood Risk Score
6.0/10Matong faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.
Key Facts
- Flood Risk
- Matong faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.
- Trend
- increasing
- Suburb
- Matong, NSW
- Overall Risk
- Medium
- Postcode
- 2652
- Highest high-risk exposure
- 14.3% of land (bushfire)
Flood Risk Analysis
Matong, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Historical flood data indicates periodic inundation of low-lying areas.
Matong faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Matong sits within ClimateNest's suburb-level hazard model for flood risk. 5.5% of the suburb's land area is mapped in high-risk flood zones and 87.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Matong.
Matong (postcode 2652) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.3% of land in high-risk zones), riverine flood (5.5% of land in high-risk zones), surface flood (4% of land in high-risk zones). Exposure is not uniform across Matong — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Significant rainfall led to localized flooding, affecting roads and infrastructure.
Heavy rainfall caused flooding in low-lying areas, impacting homes and businesses.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termUpgrade drainage infrastructure and implement flood barriers to protect properties.
Est. cost: Medium
Develop a Heat Action Plan
ImmediateImplement a community-based heat action plan to protect vulnerable residents during heatwaves.
Est. cost: Low
Enhance Bushfire Preparedness
Near-termConduct regular bushfire risk assessments and implement property protection measures.
Est. cost: Medium
Promote Water Conservation
Long-termEncourage water conservation measures to reduce water stress during droughts and heatwaves.
Est. cost: Low
Council & Emergency Services
Explore Matong Risk Reports
View other climate risk assessments for Matong:
Frequently Asked Questions
Is Matong at risk of flooding?
Based on available data, Matong has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Matong?
Insurance costs for flood cover in Matong depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Matong?
Yes, flood risk can affect property values in Matong. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Matong?
Elevation is a critical factor in flood risk. Properties at higher elevations within Matong typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What share of Matong is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 14.3% of Matong in high-risk zones for bushfire, with a further 79.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Matong Safe from Climate Risk?
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