Flood Risk in Matong, NSW: 2026 Assessment

Matong, New South Wales· UNKNOWN
Matong faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.Updated 4 May 2026

Flood Risk Score

6.0/10

Matong faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.

Key Facts

Flood Risk
Matong faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.
Trend
increasing
Suburb
Matong, NSW
Overall Risk
Medium
Postcode
2652
Highest high-risk exposure
14.3% of land (bushfire)

Flood Risk Analysis

Matong, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates periodic inundation of low-lying areas.

Matong faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Matong sits within ClimateNest's suburb-level hazard model for flood risk. 5.5% of the suburb's land area is mapped in high-risk flood zones and 87.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Matong.

Matong (postcode 2652) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.3% of land in high-risk zones), riverine flood (5.5% of land in high-risk zones), surface flood (4% of land in high-risk zones). Exposure is not uniform across Matong — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurrumbidgee River
Elevation Range200-250m
Flood Zone ClassificationLow to Moderate

Historical Events

2022
Moderate

Significant rainfall led to localized flooding, affecting roads and infrastructure.

2012
Moderate

Heavy rainfall caused flooding in low-lying areas, impacting homes and businesses.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers to protect properties.

Est. cost: Medium

Develop a Heat Action Plan

Immediate

Implement a community-based heat action plan to protect vulnerable residents during heatwaves.

Est. cost: Low

Enhance Bushfire Preparedness

Near-term

Conduct regular bushfire risk assessments and implement property protection measures.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Wagga Wagga City Council
Emergency Services

Data last updated: 4 May 2026

Explore Matong Risk Reports

Frequently Asked Questions

Is Matong at risk of flooding?

Based on available data, Matong has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Matong?

Insurance costs for flood cover in Matong depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Matong?

Yes, flood risk can affect property values in Matong. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Matong?

Elevation is a critical factor in flood risk. Properties at higher elevations within Matong typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Matong is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.3% of Matong in high-risk zones for bushfire, with a further 79.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Matong Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Matong, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections