๐Ÿ“ฎ Mcgraths Hill postcode: 2756

Flood Risk in Mcgraths Hill, NSW: 2026 Assessment

Mcgraths Hill, New South Walesยท UNKNOWNยท 2756
Mcgraths Hill has a moderate risk of flooding due to its proximity to the Hawkesbury River and other waterways. The risk is expected to increase with climate change.Updated 31 Mar 2026

Flood Risk Score

6.0/10

Mcgraths Hill has a moderate risk of flooding due to its proximity to the Hawkesbury River and other waterways. The risk is expected to increase with climate change.

Key Facts

Flood Risk
Mcgraths Hill has a moderate risk of flooding due to its proximity to the Hawkesbury River and other waterways. The risk is expected to increase with climate change.
Trend
increasing
Suburb
Mcgraths Hill, NSW
Overall Risk
Medium
Postcode
2756
Highest high-risk exposure
9.5% of land (bushfire)

Flood Risk Analysis

Mcgraths Hill, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Hawkesbury River is prone to flooding, and Mcgraths Hill has experienced flooding in the past.

Mcgraths Hill has a moderate risk of flooding due to its proximity to the Hawkesbury River and other waterways. The risk is expected to increase with climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mcgraths Hill sits within ClimateNest's suburb-level hazard model for flood risk. 7.7% of the suburb's land area is mapped in high-risk flood zones and 82.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mcgraths Hill.

Mcgraths Hill (postcode 2756) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.5% of land in high-risk zones), riverine flood (7.7% of land in high-risk zones), surface flood (4.3% of land in high-risk zones). Exposure is not uniform across Mcgraths Hill โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation Range20-40m
Flood Zone ClassificationLikely

Historical Events

2011
Moderate

Major flooding occurred along the Hawkesbury River, impacting Mcgraths Hill.

1990
Moderate

The Hawkesbury River flooded, inundating parts of Mcgraths Hill.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Develop Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Improve Bushfire Preparedness

Near-term

Clear vegetation around homes and develop evacuation plans to reduce the risk of bushfire damage.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage residents to conserve water to reduce the strain on water resources during droughts.

Est. cost: Low

Council & Emergency Services

Penrith City Council
Emergency Services

Data last updated: 31 March 2026

Explore Mcgraths Hill Risk Reports

Frequently Asked Questions

Is Mcgraths Hill at risk of flooding?

Based on available data, Mcgraths Hill has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mcgraths Hill?

Insurance costs for flood cover in Mcgraths Hill depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mcgraths Hill?

Yes, flood risk can affect property values in Mcgraths Hill. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mcgraths Hill?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mcgraths Hill typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mcgraths Hill is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.5% of Mcgraths Hill in high-risk zones for bushfire, with a further 76.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Mcgraths Hill Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mcgraths Hill, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections