Bushfire Risk in McMahons Reef, NSW: 2026 Assessment

McMahons Reef, New South Wales· UNKNOWN
Bushfire risk is present in McMahons Reef due to surrounding vegetation. While not extreme, residents should remain vigilant.Updated 10 May 2026

Bushfire Risk Score

4.0/10

Bushfire risk is present in McMahons Reef due to surrounding vegetation. While not extreme, residents should remain vigilant.

Key Facts

Bushfire Risk
Bushfire risk is present in McMahons Reef due to surrounding vegetation. While not extreme, residents should remain vigilant.
Trend
stable
Suburb
McMahons Reef, NSW
Overall Risk
Medium
Postcode
2587
Highest high-risk exposure
12.5% of land (surface flood)

Bushfire Risk Analysis

McMahons Reef, New South Wales, has a bushfire risk is present in mcmahons reef due to surrounding vegetation. while not extreme, residents should remain vigilant. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Properties bordering bushland areas are at higher risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For McMahons Reef, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for McMahons Reef including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

McMahons Reef sits within ClimateNest's suburb-level hazard model for bushfire risk. 7.1% of the suburb's land area is mapped in high-risk bushfire zones and 67.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in McMahons Reef.

McMahons Reef (postcode 2587) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (12.5% of land in high-risk zones), bushfire (7.1% of land in high-risk zones), riverine flood (7% of land in high-risk zones). Exposure is not uniform across McMahons Reef — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to Bushland500m
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2013
Minor

Bushfire near the outskirts of the suburb required RFS intervention. (Source: RFS)

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Develop Heatwave Preparedness Plan

Immediate

Create a community plan to support vulnerable residents during heatwaves, including cooling centers and outreach programs.

Est. cost: Low

Bushfire Risk Mitigation

Near-term

Implement vegetation management programs and promote fire-resistant landscaping around properties.

Est. cost: Medium

Community Education Programs

Long-term

Conduct workshops and provide resources on climate change risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 10 May 2026

Explore McMahons Reef Risk Reports

Frequently Asked Questions

Is McMahons Reef in a bushfire prone area?

Parts of McMahons Reef may be designated as bushfire prone land. Based on available data, McMahons Reef has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in McMahons Reef?

BAL ratings in McMahons Reef depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in McMahons Reef?

Yes, properties in bushfire-prone parts of McMahons Reef may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in McMahons Reef?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of McMahons Reef is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 12.5% of McMahons Reef in high-risk zones for surface flood, with a further 76.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is McMahons Reef Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for McMahons Reef, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections