Climate Risk in Medowie, NSW

Medowie, New South Wales· Port Stephens· 2318
Medium Risk
Updated Apr 2026

Medowie faces a moderate overall climate risk, with flooding and heatwaves being the primary concerns. Bushfire risk is also present. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.8
Heat
5.5
Coastal
2.0

Climate Hazard Breakdown for Medowie

increasing

Flood

65/100

Medowie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase with climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

48/100

Medowie has a moderate bushfire risk due to its proximity to bushland areas. Hot, dry conditions during summer months exacerbate the risk.

Key drivers:

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
increasing

Heat

55/100

Medowie is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect
increasing

Coastal

20/100

Medowie is located inland and has a low direct coastal risk. However, sea level rise could impact low-lying areas near the Hunter River.

Key drivers:

  • ·Sea level rise
  • ·Storm surge
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Medowie

Detailed Hazard Analysis

heat Risk

55/100

Medowie is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.0

2050

6.8

Data source

flood Risk

65/100

Medowie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase with climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Sea level rise impacting drainage

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

20/100

Medowie is located inland and has a low direct coastal risk. However, sea level rise could impact low-lying areas near the Hunter River.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge

Projections (RCP8.5)

2030

2.5

2050

3.0

Data source

bushfire Risk

48/100

Medowie has a moderate bushfire risk due to its proximity to bushland areas. Hot, dry conditions during summer months exacerbate the risk.

Primary Drivers

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
  • ·Wind patterns

Projections (RCP8.5)

2030

5.2

2050

5.7

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to increased flood and bushfire risk.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the potential impact of heatwaves on property value.
  • 4.Review insurance coverage for climate-related risks.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Hunter River
Elevation Range
5-30 meters
Flood Zone
Areas adjacent to the Hunter River and local creeks are susceptible to flooding.

Historical flood events have impacted properties in Medowie, particularly those close to waterways.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to large areas of bushland to the west and south.
Planning Overlay
NSW Rural Fire Service bushfire prone area map.
Bushfire Prone Area
Yes

Medowie is designated as a bushfire prone area due to the surrounding vegetation.

Heat Evidence

Avg January Max Temp
31.5°C
Heat Stress Days/Year
3 days

Average January maximum temperatures are expected to increase in the future.

Coastal Evidence

Distance to Coast
25 km
Sea Level Rise Exposure
Indirectly exposed through potential impacts on the Hunter River.
Erosion Risk
Low

Historical Climate Events

2007
floodModerate

Major flooding in the Hunter region impacted Medowie, causing property damage and road closures.

Source
2013
bushfireModerate

Bushfires near Medowie threatened properties and required evacuations.

Source
2019
bushfireMajor

The 2019-2020 bushfire season significantly impacted the region surrounding Medowie, with widespread smoke and hazardous air quality.

Source
2023
floodModerate

Heavy rainfall caused localized flooding in Medowie, impacting roads and some residential areas.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood656.9(+0.4)7.1(+0.6)7.0(+0.5)7.3(+0.8)
bushfire485.0(+0.2)5.2(+0.4)5.1(+0.3)5.4(+0.6)
heat556.0(+0.5)6.3(+0.8)6.2(+0.7)6.7(+1.2)
coastal202.1(+0.1)2.2(+0.2)2.1(+0.1)2.3(+0.3)

Under a moderate emissions scenario, Medowie is projected to experience a slight increase in overall climate risk by 2030, with heatwaves and flooding posing the greatest challenges.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in improved drainage infrastructure and flood barriers to protect properties from flood damage.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and developing evacuation plans.

Est. cost: Low

Learn more

Develop Heatwave Response Plan

Near-term

Create a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during periods of drought.

Est. cost: Low

Learn more

Community Education Programs

Near-term

Implement community education programs to raise awareness about climate change risks and adaptation strategies.

Est. cost: Low

Learn more

About Medowie's Climate Risk Profile

Medowie, located in the Port Stephens region of New South Wales, is projected to experience increasing climate-related risks in the coming decades. The primary concerns are related to flooding, heatwaves, and bushfires. Changes in rainfall patterns and rising temperatures are expected to exacerbate these risks.

Flooding is a significant concern for Medowie, with potential for both riverine and flash flooding. Increased rainfall intensity, driven by climate change, could lead to more frequent and severe flood events. Urban development may also contribute to increased runoff and flood risk.

Heatwaves are also expected to become more frequent and intense in Medowie. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions. Infrastructure, such as power grids, may also be strained during extreme heat events.

Bushfire risk is another concern for Medowie, particularly during the summer months. Hot, dry conditions and strong winds can create ideal conditions for bushfires to spread rapidly. Residents should be aware of bushfire safety precautions and have a plan in place in case of a fire.

While Medowie is located inland, sea level rise could indirectly impact the suburb through its effects on the Hunter River and surrounding low-lying areas. Changes in coastal processes could also affect drainage patterns and increase flood risk.

Data sources: BOM · CSIRO · NSW Rural Fire Service · Port Stephens Council · NSW State Emergency Service

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Medowie?

The main climate change risks for Medowie are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Medowie?

Properties in flood-prone areas may experience a decrease in value. Increased bushfire risk and heatwave frequency could also impact property values.

What is the council doing to address climate change in Medowie?

Port Stephens Council has a climate change strategy that outlines actions to reduce emissions and adapt to the impacts of climate change. They also maintain flood maps and provide information on emergency preparedness.

How can I prepare my home for increased flood risk?

You can prepare your home for increased flood risk by elevating appliances, installing flood barriers, and ensuring that your property is properly drained. Check the Port Stephens Council website for more information.

What should I do during a heatwave?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members.

How can I reduce my carbon footprint in Medowie?

You can reduce your carbon footprint by using public transport, cycling or walking, conserving energy at home, and supporting local businesses that are committed to sustainability.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections