๐Ÿ“ฎ Mellool postcode: 2737

Flood Risk in Mellool, NSW: 2026 Assessment

Mellool, New South Walesยท Murray Riverยท 2737
Mellool faces a moderate risk of flooding, primarily from the Murray River. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 29 May 2026

Flood Risk Score

6.5/10

Mellool faces a moderate risk of flooding, primarily from the Murray River. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Mellool faces a moderate risk of flooding, primarily from the Murray River. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Mellool, NSW
Overall Risk
Medium
Postcode
2734
Highest high-risk exposure
10.8% of land (riverine flood)

Flood Risk Analysis

Mellool, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that Mellool has experienced several moderate to major flood events in the past.

Mellool faces a moderate risk of flooding, primarily from the Murray River. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mellool sits within ClimateNest's suburb-level hazard model for flood risk. 10.8% of the suburb's land area is mapped in high-risk flood zones and 64.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mellool.

Mellool (postcode 2734) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (10.8% of land in high-risk zones), bushfire (8.1% of land in high-risk zones), surface flood (7.6% of land in high-risk zones). Exposure is not uniform across Mellool โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurray River
Elevation Range80-90m
Flood Zone ClassificationAreas adjacent to the Murray River are prone to flooding.

Historical Events

2023
Moderate

Heavy rainfall caused the Murray River to flood, impacting some properties in Mellool.

2016
Moderate

The Murray River experienced moderate flooding, affecting low-lying areas in and around Mellool.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to protect properties from flooding, such as levees and improved drainage systems.

Est. cost: High

Implement Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Promote Water Conservation

Near-term

Encourage residents to conserve water through education and incentives, reducing the strain on water resources during droughts.

Est. cost: Low

Bushfire Preparedness

Long-term

Implement community education programs on bushfire preparedness, including creating firebreaks and having evacuation plans.

Est. cost: Medium

Council & Emergency Services

Murray River Council
Emergency Services

Data last updated: 29 May 2026

Explore Mellool Risk Reports

Frequently Asked Questions

Is Mellool at risk of flooding?

Based on available data, Mellool has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mellool?

Insurance costs for flood cover in Mellool depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mellool?

Yes, flood risk can affect property values in Mellool. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mellool?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mellool typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mellool is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 10.8% of Mellool in high-risk zones for riverine flood, with a further 64.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Mellool Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mellool, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections