Is Memagong, NSW Climate Safe? 2026 Assessment

Memagong, New South Wales· Cootamundra-Gundagai Regional Council
Moderate climate risk — address-specificUpdated 31 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Memagong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Bushfire
The area around Memagong has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
Heat
Memagong is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, including the elderly and those with pre-existing health conditions.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2594
Highest high-risk exposure
11% of land (riverine flood)

Climate Safety Analysis

Memagong in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Memagong's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Memagong is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Memagong including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Memagong (postcode 2594) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (11% of land in high-risk zones), bushfire (10.8% of land in high-risk zones), surface flood (5% of land in high-risk zones). Exposure is not uniform across Memagong — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to forested areas
BAL OverlayRefer to NSW RFS for bushfire prone area maps.
Nearest WaterwayMurrumbidgee River
Flood ZoneAreas near the Murrumbidgee River are prone to flooding.
Avg January Max32 °C

Historical Events

2022
Moderate

Heavy rainfall caused flooding in low-lying areas, disrupting transport and damaging property.

2019
Major

Widespread bushfires affected the region, causing significant damage to property and the environment.

2017
Moderate

A prolonged heatwave affected the region, with temperatures exceeding 40 degrees Celsius for several days.

2012
Moderate

Significant flooding occurred in the region, impacting low-lying areas and causing property damage.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: High

Bushfire Mitigation

Near-term

Implement bushfire mitigation strategies, such as controlled burns and vegetation management, to reduce the risk of bushfires.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Education

Long-term

Educate the community about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Cootamundra-Gundagai Regional Council
Emergency Services

Data last updated: 31 May 2026

Explore Memagong Risk Reports

Frequently Asked Questions

Is Memagong safe from climate change?

No location in Australia is entirely immune to climate change impacts. Memagong has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Memagong?

The dominant hazard for Memagong depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Memagong compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Memagong?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Memagong?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Memagong.

What share of Memagong is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 11% of Memagong in high-risk zones for riverine flood, with a further 81.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Memagong Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Memagong, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections