Bushfire Risk in Micalo Island, NSW: 2026 Assessment

Micalo Island, New South Wales· UNKNOWN
The bushfire risk in Micalo Island is relatively low due to the island's limited vegetation and surrounding water bodies. However, dry conditions and strong winds could increase the risk.Updated 4 May 2026

Bushfire Risk Score

3.0/10

The bushfire risk in Micalo Island is relatively low due to the island's limited vegetation and surrounding water bodies. However, dry conditions and strong winds could increase the risk.

Key Facts

Bushfire Risk
The bushfire risk in Micalo Island is relatively low due to the island's limited vegetation and surrounding water bodies. However, dry conditions and strong winds could increase the risk.
Trend
stable
Suburb
Micalo Island, NSW
Overall Risk
Medium
Postcode
2464
Highest high-risk exposure
16.7% of land (bushfire)

Bushfire Risk Analysis

Micalo Island, New South Wales, has a the bushfire risk in micalo island is relatively low due to the island's limited vegetation and surrounding water bodies. however, dry conditions and strong winds could increase the risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The island has some areas designated as bushfire prone.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Micalo Island, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Micalo Island including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Micalo Island sits within ClimateNest's suburb-level hazard model for bushfire risk. 16.7% of the suburb's land area is mapped in high-risk bushfire zones and 69.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Micalo Island.

Micalo Island (postcode 2464) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.7% of land in high-risk zones), riverine flood (5.4% of land in high-risk zones), surface flood (4.9% of land in high-risk zones). Exposure is not uniform across Micalo Island — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to Bushland5km
BAL Overlay / ZoneRFS Bushfire Prone Area Map
Bushfire Prone AreaYes

Adaptation & Mitigation Actions

Upgrade Drainage Infrastructure

Near-term

Improve drainage systems to manage increased rainfall and reduce flood risk.

Est. cost: High

Implement Heat Action Plans

Immediate

Develop and implement heat action plans to protect vulnerable populations during heatwaves.

Est. cost: Medium

Strengthen Coastal Defenses

Long-term

Invest in coastal protection measures to mitigate erosion and inundation.

Est. cost: Very High

Promote Water Conservation

Near-term

Encourage water conservation to reduce strain on resources during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 4 May 2026

Explore Micalo Island Risk Reports

Frequently Asked Questions

Is Micalo Island in a bushfire prone area?

Parts of Micalo Island may be designated as bushfire prone land. Based on available data, Micalo Island has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Micalo Island?

BAL ratings in Micalo Island depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Micalo Island?

Yes, properties in bushfire-prone parts of Micalo Island may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Micalo Island?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Micalo Island is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.7% of Micalo Island in high-risk zones for bushfire, with a further 69.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Micalo Island Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Micalo Island, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections