📮 Middle Cove postcode: 2068

Bushfire Risk in Middle Cove, NSW: 2026 Assessment

Middle Cove, New South Wales· North Sydney· 2068
Middle Cove has a moderate risk of bushfire due to the presence of surrounding bushland. Drier conditions and higher temperatures could increase this risk.Updated 29 May 2026

Bushfire Risk Score

4.2/10

Middle Cove has a moderate risk of bushfire due to the presence of surrounding bushland. Drier conditions and higher temperatures could increase this risk.

Key Facts

Bushfire Risk
Middle Cove has a moderate risk of bushfire due to the presence of surrounding bushland. Drier conditions and higher temperatures could increase this risk.
Trend
increasing
Suburb
Middle Cove, NSW
Overall Risk
Medium
Postcode
2068
Highest high-risk exposure
7.1% of land (bushfire)

Bushfire Risk Analysis

Middle Cove, New South Wales, has a middle cove has a moderate risk of bushfire due to the presence of surrounding bushland. drier conditions and higher temperatures could increase this risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check RFS website for current fire danger ratings.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Middle Cove, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Middle Cove including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Middle Cove sits within ClimateNest's suburb-level hazard model for bushfire risk. 7.1% of the suburb's land area is mapped in high-risk bushfire zones and 84.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Middle Cove.

Middle Cove (postcode 2068) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (7.1% of land in high-risk zones), surface flood (5.5% of land in high-risk zones), riverine flood (3.9% of land in high-risk zones). Exposure is not uniform across Middle Cove — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to Garigal National Park
BAL Overlay / ZoneBushfire prone area
Bushfire Prone AreaYes

Historical Events

2013
Minor

Bushfire near Garigal National Park threatened properties in Middle Cove.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Implement bushfire management plan

Near-term

Develop and implement a bushfire management plan to reduce the risk of bushfires.

Est. cost: Medium

Install cool roofs and green spaces

Near-term

Reduce the urban heat island effect by installing cool roofs and increasing green spaces.

Est. cost: Medium

Strengthen coastal defenses

Long-term

Implement measures to protect against sea level rise and storm surges, such as seawalls and beach nourishment.

Est. cost: Very High

Council & Emergency Services

North Sydney Council
Emergency Services

Data last updated: 29 May 2026

Explore Middle Cove Risk Reports

Frequently Asked Questions

Is Middle Cove in a bushfire prone area?

Parts of Middle Cove may be designated as bushfire prone land. Based on available data, Middle Cove has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Middle Cove?

BAL ratings in Middle Cove depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Middle Cove?

Yes, properties in bushfire-prone parts of Middle Cove may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Middle Cove?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Middle Cove is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 7.1% of Middle Cove in high-risk zones for bushfire, with a further 84.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Middle Cove Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Middle Cove, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections