Flood Risk in Middle Dural, NSW: 2026 Assessment

Middle Dural, New South Wales· UNKNOWN
Middle Dural faces a moderate risk of flooding due to its location within the Hawkesbury-Nepean catchment. Intense rainfall events can lead to riverine and flash flooding.Updated 14 Apr 2026

Flood Risk Score

6.0/10

Middle Dural faces a moderate risk of flooding due to its location within the Hawkesbury-Nepean catchment. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Middle Dural faces a moderate risk of flooding due to its location within the Hawkesbury-Nepean catchment. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Middle Dural, NSW
Overall Risk
Medium
Postcode
2158
Highest high-risk exposure
15.2% of land (riverine flood)

Flood Risk Analysis

Middle Dural, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that properties near creeks are at higher risk.

Middle Dural faces a moderate risk of flooding due to its location within the Hawkesbury-Nepean catchment. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Middle Dural sits within ClimateNest's suburb-level hazard model for flood risk. 15.2% of the suburb's land area is mapped in high-risk flood zones and 63.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Middle Dural.

Middle Dural (postcode 2158) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (15.2% of land in high-risk zones), bushfire (11% of land in high-risk zones), surface flood (10% of land in high-risk zones). Exposure is not uniform across Middle Dural — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation RangeVaries from 80m to 150m
Flood Zone ClassificationAreas near creeks and waterways are prone to flooding.

Historical Events

2022
Moderate

Heavy rainfall caused flooding in low-lying areas of Middle Dural, impacting several properties.

2013
Minor

Localized flooding occurred after a period of heavy rainfall.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and flood barriers.

Est. cost: High

Enhance Bushfire Preparedness

Immediate

Implement measures to reduce bushfire risk, such as hazard reduction burns and community education programs.

Est. cost: Medium

Develop Heat Action Plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and outreach programs.

Est. cost: Low

Strengthen Community Resilience

Long-term

Promote community-based adaptation initiatives to build resilience to climate change impacts.

Est. cost: Low

Council & Emergency Services

The Hills Shire Council
Emergency Services

Data last updated: 14 April 2026

Explore Middle Dural Risk Reports

Frequently Asked Questions

Is Middle Dural at risk of flooding?

Based on available data, Middle Dural has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Middle Dural?

Insurance costs for flood cover in Middle Dural depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Middle Dural?

Yes, flood risk can affect property values in Middle Dural. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Middle Dural?

Elevation is a critical factor in flood risk. Properties at higher elevations within Middle Dural typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Middle Dural is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 15.2% of Middle Dural in high-risk zones for riverine flood, with a further 63.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Middle Dural Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Middle Dural, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections