Mona Vale Demographics: Population, Age & Income Profile (NSW)
Liveability Score
5.8/10Mona Vale has a medium demographic profile typical of New South Wales suburbs
Key Facts
- Median Age
- 38 years (state avg)
- Median Household Income
- $1,468/wk (state avg)
- Families with Children
- 28.7% of households
- Home Ownership
- 64.5% own — 31.5% rent
- Postcode
- 2103
- Highest high-risk exposure
- 8.9% of land (bushfire)
Demographics Analysis
Mona Vale in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.
The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.
Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability — all important factors for home buyers evaluating Mona Vale.
Climate risk is an increasingly important factor for property buyers evaluating suburbs like Mona Vale. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Mona Vale property to understand how climate projections may affect your investment.
Mona Vale (postcode 2103) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (8.9% of land in high-risk zones), surface flood (7% of land in high-risk zones), riverine flood (6.3% of land in high-risk zones). Exposure is not uniform across Mona Vale — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Adaptation & Mitigation Actions
Improve Coastal Defenses
Near-termInvest in seawalls and beach nourishment to protect against coastal erosion and storm surges.
Est. cost: High
Enhance Bushfire Preparedness
ImmediateImplement vegetation management programs and improve community awareness of bushfire risks.
Est. cost: Medium
Develop Heatwave Response Plan
ImmediateEstablish cooling centers and provide support for vulnerable populations during heatwaves.
Est. cost: Low
Upgrade Drainage Infrastructure
Near-termImprove drainage systems to reduce the risk of flooding from heavy rainfall events.
Est. cost: Medium
Promote Water Conservation
Long-termEncourage residents to conserve water through rebates and educational programs.
Est. cost: Low
Council & Emergency Services
Explore Mona Vale Risk Reports
View other climate risk assessments for Mona Vale:
Frequently Asked Questions
What is the population of Mona Vale?
Population data for Mona Vale comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.
What is the median age in Mona Vale?
The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for Mona Vale. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.
What is the average household income in Mona Vale?
The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.
What type of people live in Mona Vale?
The demographic profile of Mona Vale is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 — use this as context when assessing the demographic character of Mona Vale.
What share of Mona Vale is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 8.9% of Mona Vale in high-risk zones for bushfire, with a further 61.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Mona Vale Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Mona Vale, New South Wales, covering flood, bushfire, sea level rise and more.
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