Flood Risk in Monaltrie, NSW: 2026 Assessment

Monaltrie, New South Wales· UNKNOWN
Monaltrie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 21 May 2026

Flood Risk Score

6.0/10

Monaltrie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Monaltrie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Monaltrie, NSW
Overall Risk
Medium
Postcode
2480
Highest high-risk exposure
18.9% of land (bushfire)

Flood Risk Analysis

Monaltrie, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Detailed flood mapping data is not readily available for this specific suburb. Consult local council for more information.

Monaltrie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Monaltrie sits within ClimateNest's suburb-level hazard model for flood risk. 6.5% of the suburb's land area is mapped in high-risk flood zones and 73.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Monaltrie.

Monaltrie (postcode 2480) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.9% of land in high-risk zones), surface flood (8.7% of land in high-risk zones), riverine flood (6.5% of land in high-risk zones). Exposure is not uniform across Monaltrie — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayUnknown
Elevation RangeUnknown
Flood Zone ClassificationUnknown

Historical Events

2013
Moderate

Heavy rainfall caused localized flooding in parts of the region.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: High

Implement Bushfire Management Strategies

Near-term

Clear vegetation around properties and develop community bushfire preparedness plans.

Est. cost: Medium

Establish Heatwave Early Warning System

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on staying safe.

Est. cost: Low

Support Vulnerable Residents

Immediate

Provide assistance to elderly and other vulnerable residents during heatwaves and other extreme weather events.

Est. cost: Low

Community Education Programs

Near-term

Run workshops and distribute information on how to prepare for and respond to climate-related hazards.

Est. cost: Low

Council & Emergency Services

Unknown
Emergency Services

Data last updated: 21 May 2026

Explore Monaltrie Risk Reports

Frequently Asked Questions

Is Monaltrie at risk of flooding?

Based on available data, Monaltrie has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Monaltrie?

Insurance costs for flood cover in Monaltrie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Monaltrie?

Yes, flood risk can affect property values in Monaltrie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Monaltrie?

Elevation is a critical factor in flood risk. Properties at higher elevations within Monaltrie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Monaltrie is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.9% of Monaltrie in high-risk zones for bushfire, with a further 51.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Monaltrie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Monaltrie, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections