Flood Risk in Monkerai, NSW: 2026 Assessment

Monkerai, New South Wales· UNKNOWN
Monkerai faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 8 May 2026

Flood Risk Score

6.5/10

Monkerai faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Monkerai faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Monkerai, NSW
Overall Risk
Medium
Postcode
2415
Highest high-risk exposure
10.2% of land (surface flood)

Flood Risk Analysis

Monkerai, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local creeks and drainage systems may be inadequate during heavy rainfall events.

Monkerai faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Monkerai sits within ClimateNest's suburb-level hazard model for flood risk. 3.7% of the suburb's land area is mapped in high-risk flood zones and 76.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Monkerai.

Monkerai (postcode 2415) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (10.2% of land in high-risk zones), bushfire (9.2% of land in high-risk zones), riverine flood (3.7% of land in high-risk zones). Exposure is not uniform across Monkerai — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayUnnamed Creek
Elevation Range50-100m
Flood Zone ClassificationPotentially affected

Historical Events

2013
Moderate

Significant flooding occurred in the region, impacting local infrastructure and properties.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Implement Bushfire Management Plan

Immediate

Develop and implement a comprehensive bushfire management plan to reduce the risk of bushfires and protect properties.

Est. cost: Low

Establish Heatwave Early Warning System

Near-term

Create a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage residents to conserve water to reduce the strain on water resources during periods of drought and heatwaves.

Est. cost: Low

Community Education Programs

Near-term

Run community education programs on climate change risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Monkerai Risk Reports

Frequently Asked Questions

Is Monkerai at risk of flooding?

Based on available data, Monkerai has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Monkerai?

Insurance costs for flood cover in Monkerai depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Monkerai?

Yes, flood risk can affect property values in Monkerai. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Monkerai?

Elevation is a critical factor in flood risk. Properties at higher elevations within Monkerai typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Monkerai is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 10.2% of Monkerai in high-risk zones for surface flood, with a further 79.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Monkerai Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Monkerai, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections