๐Ÿ“ฎ Monteagle postcode: 2594

Flood Risk in Monteagle, NSW: 2026 Assessment

Monteagle, New South Walesยท Hilltops Councilยท 2594
Monteagle faces a moderate risk of flooding due to its location within the Lachlan River catchment. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.Updated 31 May 2026

Flood Risk Score

6.5/10

Monteagle faces a moderate risk of flooding due to its location within the Lachlan River catchment. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.

Key Facts

Flood Risk
Monteagle faces a moderate risk of flooding due to its location within the Lachlan River catchment. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.
Trend
increasing
Suburb
Monteagle, NSW
Overall Risk
Medium
Postcode
2594
Highest high-risk exposure
8.2% of land (riverine flood)

Flood Risk Analysis

Monteagle, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates localized flooding during major rainfall events. Council flood studies are available for review.

Monteagle faces a moderate risk of flooding due to its location within the Lachlan River catchment. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Monteagle sits within ClimateNest's suburb-level hazard model for flood risk. 8.2% of the suburb's land area is mapped in high-risk flood zones and 65.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Monteagle.

Monteagle (postcode 2594) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (8.2% of land in high-risk zones), bushfire (8% of land in high-risk zones), surface flood (5.9% of land in high-risk zones). Exposure is not uniform across Monteagle โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLachlan River Catchment
Elevation Range280-320m
Flood Zone ClassificationLow-lying areas near creeks

Historical Events

2016
Moderate

Major flooding in the Lachlan River catchment impacted surrounding areas, causing road closures and property damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage systems and flood barriers to protect properties from flood damage.

Est. cost: Medium

Develop Bushfire Management Plan

Immediate

Create and implement a comprehensive bushfire management plan for the community, including evacuation routes and firebreaks.

Est. cost: Low

Implement Heatwave Early Warning System

Near-term

Establish a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during periods of drought and heatwaves.

Est. cost: Low

Council & Emergency Services

Hilltops Council
Emergency Services

Data last updated: 31 May 2026

Explore Monteagle Risk Reports

Frequently Asked Questions

Is Monteagle at risk of flooding?

Based on available data, Monteagle has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Monteagle?

Insurance costs for flood cover in Monteagle depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Monteagle?

Yes, flood risk can affect property values in Monteagle. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Monteagle?

Elevation is a critical factor in flood risk. Properties at higher elevations within Monteagle typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Monteagle is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 8.2% of Monteagle in high-risk zones for riverine flood, with a further 65.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Monteagle Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Monteagle, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections