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Climate Risk Profile: Montecollum, NSW

Montecollum, New South Wales
Medium Risk
Updated May 2026

Montecollum is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and bushfires. The risk of these hazards is projected to increase in the future due to climate change. Residents should take steps to prepare for these risks.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
7.0
Heat
4.0
Coastal
1.0

Climate Hazard Breakdown for Montecollum

increasing

Flood

60/100

Montecollum faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

70/100

Montecollum has a high bushfire risk due to its location surrounded by bushland. Dry conditions and strong winds can exacerbate the risk during the bushfire season.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

40/100

Montecollum experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected in the future.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect
stable

Coastal

10/100

Montecollum has a low coastal risk due to its inland location. Sea level rise and coastal erosion are not significant threats to this suburb.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Montecollum

Should I Buy

Property buying guide with climate risk assessment

Flood Risk

Flood zone mapping, historical events, and projections

Bushfire Risk

BAL assessment, vegetation proximity, and fire history

Climate Safety

Multi-hazard safety assessment to 2050

Storm Risk

Severe weather, hail, and wind risk analysis

Heat Risk

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

40/100

Montecollum experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected in the future.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

flood Risk

60/100

Montecollum faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Montecollum has a low coastal risk due to its inland location. Sea level rise and coastal erosion are not significant threats to this suburb.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

70/100

Montecollum has a high bushfire risk due to its location surrounded by bushland. Dry conditions and strong winds can exacerbate the risk during the bushfire season.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
  • ·Climate change

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risk of flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value due to climate change impacts.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Obtain adequate insurance coverage.
  • 4.Develop a bushfire survival plan.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Unnamed Creek
Elevation Range
50-70m
Flood Zone
Partially within flood zone

Some properties are located in low-lying areas near the creek and are more susceptible to flooding.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland
Planning Overlay
RFS Bushfire Prone Land
Bushfire Prone Area
Yes

The suburb is designated as a bushfire-prone area, requiring properties to adhere to specific building codes and regulations.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
3 days

The average maximum temperature in January is increasing, leading to more frequent and intense heat stress events.

Coastal Evidence

Distance to Coast
50 km
Sea Level Rise Exposure
Low
Erosion Risk
Low

Historical Climate Events

2013
floodModerate

Heavy rainfall caused flash flooding in low-lying areas of Montecollum, resulting in property damage.

Source
2019
bushfireMajor

A severe bushfire threatened Montecollum, leading to evacuations and property losses in the surrounding area.

Source
2020
heatwaveModerate

A prolonged heatwave resulted in record-breaking temperatures in Montecollum, placing stress on vulnerable populations.

Source
2022
floodModerate

Significant rainfall led to localized flooding, impacting roads and some residential areas.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire707.5(+0.5)8.0(+1.0)
heat404.3(+0.3)4.5(+0.5)
coastal101.01.0

By 2030, Montecollum is projected to experience an increase in the frequency and intensity of floods and bushfires due to climate change. Heatwaves will also become more common.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as vegetation management, fire breaks, and community education programs.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop and implement a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Montecollum's Climate Risk Profile

Montecollum, NSW, is a suburb that is increasingly vulnerable to the impacts of climate change. The primary risks are flooding and bushfires, with heatwaves also posing a threat. The suburb's location near waterways and bushland makes it susceptible to these hazards.

Flooding is a significant concern, with intense rainfall events capable of causing flash flooding and riverine flooding. Climate change is expected to increase the intensity of rainfall events, exacerbating the risk. Residents should be aware of flood warnings and have a plan in place in case of evacuation.

Bushfires are another major threat, particularly during the dry summer months. The surrounding bushland provides ample fuel for fires, and strong winds can quickly spread flames. Climate change is expected to increase the frequency and intensity of bushfires, making it even more important to be prepared.

Heatwaves are also becoming more frequent and intense, posing a risk to vulnerable populations such as the elderly and those with chronic health conditions. Residents should take steps to stay cool during heatwaves, such as drinking plenty of water and staying in air-conditioned environments.

Overall, Montecollum faces a range of climate risks that are projected to increase in the future. Residents should take steps to prepare for these risks and adapt to the changing climate.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

UNKNOWN

Climate StrategyFlood MapsEmergency Services

Frequently Asked Questions

What are the main climate change risks in Montecollum?

The main climate change risks in Montecollum are flooding, bushfires, and heatwaves. These risks are projected to increase in the future due to climate change.

How can I prepare for flooding in Montecollum?

You can prepare for flooding by checking flood maps, assessing your property's vulnerability, obtaining adequate insurance coverage, and developing a flood plan.

What should I do during a bushfire in Montecollum?

During a bushfire, follow your bushfire survival plan, stay informed about fire updates, and evacuate if necessary.

How can I stay cool during a heatwave in Montecollum?

During a heatwave, drink plenty of water, stay in air-conditioned environments, and avoid strenuous activities.

Where can I find more information about climate change risks in Montecollum?

You can find more information about climate change risks in Montecollum from the local council, state emergency services, and the Bureau of Meteorology.

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