๐Ÿ“ฎ Montefiores postcode: 2850

Flood Risk in Montefiores, NSW: 2026 Assessment

Montefiores, New South Walesยท Dubbo Regionalยท 2850
Montefiores is located near the Macquarie River and is susceptible to flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 29 May 2026

Flood Risk Score

6.5/10

Montefiores is located near the Macquarie River and is susceptible to flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Montefiores is located near the Macquarie River and is susceptible to flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Montefiores, NSW
Overall Risk
Medium
Postcode
2820
Highest high-risk exposure
11.3% of land (surface flood)

Flood Risk Analysis

Montefiores, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Macquarie River has a history of flooding in the region. Council maintains flood maps and provides guidance for residents.

Montefiores is located near the Macquarie River and is susceptible to flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Montefiores sits within ClimateNest's suburb-level hazard model for flood risk. 9.5% of the suburb's land area is mapped in high-risk flood zones and 85.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Montefiores.

Montefiores (postcode 2820) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (11.3% of land in high-risk zones), riverine flood (9.5% of land in high-risk zones), bushfire (9.1% of land in high-risk zones). Exposure is not uniform across Montefiores โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMacquarie River
Elevation Range260-280m
Flood Zone ClassificationYes

Historical Events

2022
Major

Significant flooding along the Macquarie River impacted Montefiores, causing property damage and displacement.

2010
Moderate

The Macquarie River experienced moderate flooding, affecting some properties in low-lying areas of Montefiores.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood levees and drainage improvements to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Immediate

Implement community education programs and assist residents in preparing bushfire survival plans.

Est. cost: Medium

Heatwave Management Plan

Near-term

Develop a heatwave management plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation Measures

Long-term

Promote water conservation measures to reduce water stress during periods of drought and heat.

Est. cost: Low

Council & Emergency Services

Dubbo Regional Council
Emergency Services

Data last updated: 29 May 2026

Explore Montefiores Risk Reports

Frequently Asked Questions

Is Montefiores at risk of flooding?

Based on available data, Montefiores has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Montefiores?

Insurance costs for flood cover in Montefiores depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Montefiores?

Yes, flood risk can affect property values in Montefiores. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Montefiores?

Elevation is a critical factor in flood risk. Properties at higher elevations within Montefiores typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Montefiores is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.3% of Montefiores in high-risk zones for surface flood, with a further 68.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Montefiores Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Montefiores, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections