Climate Risk Profile: Moonan Flat, NSW

Moonan Flat, New South Wales· Upper Hunter Shire· 2337
Medium Risk
Updated May 2026

Moonan Flat faces increasing risks from flooding and bushfires due to climate change. Residents should prepare for more frequent and intense extreme weather events. Heatwaves are also expected to become more common.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
5.5
Heat
4.0
Coastal
1.0

Climate Hazard Breakdown for Moonan Flat

increasing

Flood

65/100

Moonan Flat is located near the Hunter River and its tributaries, making it susceptible to flooding. Riverine flooding can inundate properties and disrupt infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in river flow
increasing

Bushfire

55/100

The area surrounding Moonan Flat has a moderate bushfire risk due to the presence of grasslands and forested areas. Hot, dry conditions can increase the likelihood of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

40/100

Moonan Flat experiences hot summers, and climate change is expected to increase the frequency and intensity of heatwaves. This can pose a risk to vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
stable

Coastal

10/100

Moonan Flat is not located near the coast, so coastal risks are minimal.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Moonan Flat

Detailed Hazard Analysis

heat Risk

40/100

Moonan Flat experiences hot summers, and climate change is expected to increase the frequency and intensity of heatwaves. This can pose a risk to vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

flood Risk

65/100

Moonan Flat is located near the Hunter River and its tributaries, making it susceptible to flooding. Riverine flooding can inundate properties and disrupt infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in river flow
  • ·Deforestation

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Moonan Flat is not located near the coast, so coastal risks are minimal.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

55/100

The area surrounding Moonan Flat has a moderate bushfire risk due to the presence of grasslands and forested areas. Hot, dry conditions can increase the likelihood of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

6.0

2050

6.5

Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to flood and bushfire risk.

Price Impact

Properties in flood-prone areas may experience price decreases.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Obtain adequate insurance coverage.
  • 4.Develop an emergency plan.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Hunter River
Elevation Range
250-300m
Flood Zone
Yes

The Hunter River regularly floods in this area.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
https://www.rfs.nsw.gov.au/
Bushfire Prone Area
Yes

The area is surrounded by bushland and grasslands.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2007
floodModerate

The Hunter River flooded, inundating properties in Moonan Flat.

Source
2013
bushfireModerate

A bushfire threatened properties near Moonan Flat.

Source
2019
droughtMajor

Severe drought conditions affected the region, impacting agriculture and water resources.

Source
2020
floodModerate

Heavy rainfall caused the Hunter River to flood again, affecting Moonan Flat.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire555.8(+0.3)6.2(+0.7)
heat404.2(+0.2)4.5(+0.5)
coastal101.01.0

By 2030, Moonan Flat is projected to experience a moderate increase in overall climate risk, primarily driven by increased flooding and bushfire risks. Heatwaves are also expected to become more frequent and intense.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Bushfire Mitigation

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Learn more

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan and provide cooling centers for vulnerable populations.

Est. cost: Low

Learn more

Community Education

Long-term

Educate the community about climate change risks and adaptation measures.

Est. cost: Low

Learn more

About Moonan Flat's Climate Risk Profile

Moonan Flat, located in the Upper Hunter region of New South Wales, is a rural community that is increasingly vulnerable to the impacts of climate change. The primary risks are associated with flooding from the Hunter River and its tributaries, as well as bushfires in the surrounding grasslands and forested areas.

Climate change projections indicate that the region will experience higher temperatures, more frequent heatwaves, and changes in rainfall patterns. This is likely to exacerbate the existing risks of flooding and bushfires, making them more frequent and intense. The community needs to take proactive measures to adapt to these changes and mitigate the potential impacts.

Flooding is a significant concern for Moonan Flat, as the Hunter River can overflow its banks during periods of heavy rainfall. Climate change is expected to increase the intensity of rainfall events, leading to more frequent and severe flooding. This can inundate properties, disrupt infrastructure, and pose a risk to human safety.

Bushfires are also a major threat, particularly during the hot, dry summer months. The surrounding grasslands and forested areas provide ample fuel for bushfires, and climate change is expected to increase the frequency and severity of these events. Residents need to be prepared to evacuate their homes in the event of a bushfire.

Data sources: BOM · CSIRO · NSW SES · NSW RFS

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Moonan Flat?

The main climate change risks for Moonan Flat are flooding, bushfires, and heatwaves. These risks are expected to increase in frequency and intensity due to climate change.

How can I prepare for flooding in Moonan Flat?

You can prepare for flooding by checking flood maps, assessing your property's vulnerability, obtaining adequate insurance coverage, and developing an emergency plan.

What should I do during a bushfire in Moonan Flat?

During a bushfire, you should follow the advice of emergency services, evacuate your home if necessary, and stay informed about the latest developments.

How can I stay safe during a heatwave in Moonan Flat?

During a heatwave, you should stay hydrated, avoid strenuous activity, seek shelter in air-conditioned buildings, and check on vulnerable neighbors.

What is the Upper Hunter Shire Council doing to address climate change?

The Upper Hunter Shire Council is developing a climate strategy to address climate change risks and promote sustainability. They are also working to improve flood defenses and bushfire mitigation measures.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections