📮 Moonee Beach postcode: 2450

Storm Risk in Moonee Beach, NSW: 2026 Assessment

Moonee Beach, New South Wales· UNKNOWN· 2450
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging windsUpdated 3 Apr 2026

Storm Risk Score

3.9/10

Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds

Key Facts

Storm Risk
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Trend
stable
Suburb
Moonee Beach, NSW
Overall Risk
Medium
Postcode
2450
Highest high-risk exposure
19% of land (bushfire)

Storm Risk Analysis

Moonee Beach, New South Wales, has a moderate storm risk profile. This includes exposure to severe thunderstorms, hail, damaging winds, and — in tropical regions — cyclone impacts. The applicable wind region classification under AS/NZS 1170.2 influences building design standards for Moonee Beach.

Severe thunderstorms affecting Moonee Beach can produce damaging wind gusts, large hail, and intense rainfall. The Bureau of Meteorology issues severe weather warnings for New South Wales, and historical storm data helps characterise the frequency and intensity of events in the region.

CSIRO research indicates that the intensity of severe convective storms — including those producing hail and damaging winds — may increase in a warming climate. For Moonee Beach property owners, this reinforces the value of storm-resistant building features and comprehensive insurance.

ClimateNest provides address-level storm risk reports for Moonee Beach including wind zone classification, hail risk probability, and property-specific mitigation recommendations based on your building characteristics.

Moonee Beach sits within ClimateNest's suburb-level hazard model for severe storm risk. 0% of the suburb's land area is mapped in high-risk severe storm zones and 80.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Moonee Beach.

Moonee Beach (postcode 2450) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19% of land in high-risk zones), extreme wind (6.1% of land in high-risk zones), surface flood (4.2% of land in high-risk zones). Exposure is not uniform across Moonee Beach — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Wind/Storm RegionLow-lying areas are exposed to sea level rise.
Storm Risk LevelSome coastal areas are at risk of erosion.
Distance to Coast1 km

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and levees.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a comprehensive heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Strengthen Coastal Protection

Long-term

Implement coastal protection measures to address erosion and sea level rise, such as seawalls and beach nourishment.

Est. cost: Very High

Enhance Bushfire Preparedness

Near-term

Improve bushfire preparedness through community education, hazard reduction burns, and property protection measures.

Est. cost: Medium

Council & Emergency Services

Coffs Harbour City Council
Emergency Services

Data last updated: 3 April 2026

Explore Moonee Beach Risk Reports

Frequently Asked Questions

Is Moonee Beach prone to hailstorms?

Hail risk in Moonee Beach depends on the frequency of severe thunderstorm activity in the New South Wales region. BOM tracks severe storm events including hail. Property-specific risk depends on roof design, building orientation, and local storm patterns.

What wind rating applies to buildings in Moonee Beach?

Under AS/NZS 1170.2, properties in Moonee Beach are assigned a wind region classification. This rating determines structural design requirements for new buildings. Check with ClimateNest or a structural engineer for your property's classification.

Does storm risk affect insurance premiums in Moonee Beach?

Yes, storm damage — including wind, hail, and rain ingress — is one of the most common insurance claims in Australia. Properties in higher wind zones or with greater hail exposure may face higher premiums or specific policy conditions.

What storm mitigation measures should Moonee Beach property owners consider?

Storm mitigation includes impact-resistant roofing, cyclone-rated fixings where required, window and door shutters, regular roof and gutter maintenance, securing outdoor items, and ensuring compliance with current wind load standards under the National Construction Code.

What share of Moonee Beach is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19% of Moonee Beach in high-risk zones for bushfire, with a further 63.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Moonee Beach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moonee Beach, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections