๐Ÿ“ฎ Moonee postcode: 2450

Flood Risk in Moonee, NSW: 2026 Assessment

Moonee, New South Walesยท Coffs Harbourยท 2450
Moonee faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 30 May 2026

Flood Risk Score

6.0/10

Moonee faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Moonee faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Moonee, NSW
Overall Risk
Medium
Postcode
2259
Highest high-risk exposure
8.2% of land (riverine flood)

Flood Risk Analysis

Moonee, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties near Moonee Creek. Council flood studies are available online.

Moonee faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Moonee sits within ClimateNest's suburb-level hazard model for flood risk. 8.2% of the suburb's land area is mapped in high-risk flood zones and 82.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Moonee.

Moonee (postcode 2259) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (8.2% of land in high-risk zones), bushfire (5.7% of land in high-risk zones), extreme wind (5.7% of land in high-risk zones). Exposure is not uniform across Moonee โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMoonee Creek
Elevation Range0-20m
Flood Zone ClassificationLow-lying areas near Moonee Creek

Historical Events

2023
Moderate

Significant rainfall event led to localized flooding and road closures in Moonee.

2013
Moderate

Heavy rainfall caused flooding in low-lying areas of Moonee.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and flood barriers.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement community education programs and support residents in preparing their properties for bushfire season.

Est. cost: Low

Heatwave Action Plan

Immediate

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Coastal Management Strategy

Long-term

Develop and implement a coastal management strategy to address sea level rise and coastal erosion.

Est. cost: High

Promote Water Conservation

Near-term

Encourage water conservation measures to reduce strain on water resources during periods of drought and heat.

Est. cost: Low

Council & Emergency Services

Coffs Harbour City Council
Emergency Services

Data last updated: 30 May 2026

Explore Moonee Risk Reports

Frequently Asked Questions

Is Moonee at risk of flooding?

Based on available data, Moonee has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Moonee?

Insurance costs for flood cover in Moonee depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Moonee?

Yes, flood risk can affect property values in Moonee. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Moonee?

Elevation is a critical factor in flood risk. Properties at higher elevations within Moonee typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Moonee is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 8.2% of Moonee in high-risk zones for riverine flood, with a further 82.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Moonee Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moonee, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections