๐Ÿ“ฎ Moorilda postcode: 2879

Flood Risk in Moorilda, NSW: 2026 Assessment

Moorilda, New South Walesยท Coonambleยท 2879
Moorilda faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 31 May 2026

Flood Risk Score

6.8/10

Moorilda faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Moorilda faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Moorilda, NSW
Overall Risk
High
Postcode
2795
Highest high-risk exposure
7% of land (bushfire)

Flood Risk Analysis

Moorilda, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Castlereagh River poses a flood risk to low-lying areas of Moorilda.

Moorilda faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Moorilda sits within ClimateNest's suburb-level hazard model for flood risk. 6.1% of the suburb's land area is mapped in high-risk flood zones and 78.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Moorilda.

Moorilda (postcode 2795) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (7% of land in high-risk zones), riverine flood (6.1% of land in high-risk zones), surface flood (5.8% of land in high-risk zones). Exposure is not uniform across Moorilda โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayCastlereagh River
Elevation Range180-200m
Flood Zone ClassificationMedium

Historical Events

2010
Moderate

The Castlereagh River flooded, impacting low-lying areas of Moorilda.

Adaptation & Mitigation Actions

Develop a community bushfire plan

Immediate

Create a plan that outlines evacuation routes, emergency contacts, and property protection measures.

Est. cost: Low

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Establish a heatwave response plan

Immediate

Provide cooling centers and support for vulnerable residents during heatwaves.

Est. cost: Low

Promote water conservation

Long-term

Implement measures to conserve water resources during periods of drought.

Est. cost: Low

Council & Emergency Services

Coonamble Shire Council
Emergency Services

Data last updated: 31 May 2026

Explore Moorilda Risk Reports

Frequently Asked Questions

Is Moorilda at risk of flooding?

Based on available data, Moorilda has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Moorilda?

Insurance costs for flood cover in Moorilda depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Moorilda?

Yes, flood risk can affect property values in Moorilda. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Moorilda?

Elevation is a critical factor in flood risk. Properties at higher elevations within Moorilda typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Moorilda is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 7% of Moorilda in high-risk zones for bushfire, with a further 74.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Moorilda Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moorilda, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections