Climate Risk Assessment for Moorland, NSW

Moorland, New South Wales· MidCoast· 2443
Medium Risk
Updated May 2026

Moorland faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
5.0
Coastal
1.0

Climate Hazard Breakdown for Moorland

increasing

Flood

65/100

Moorland is located near the Manning River and its tributaries, making it susceptible to flooding. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

40/100

The area surrounding Moorland has some bushland, posing a moderate bushfire risk. Drier conditions and higher temperatures due to climate change are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

50/100

Moorland experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Key drivers:

  • ·Increased temperatures
  • ·More frequent heatwaves
stable

Coastal

10/100

Moorland is located inland and is not directly exposed to coastal hazards such as sea level rise and coastal erosion.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Moorland

Detailed Hazard Analysis

heat Risk

50/100

Moorland experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Primary Drivers

  • ·Increased temperatures
  • ·More frequent heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

flood Risk

65/100

Moorland is located near the Manning River and its tributaries, making it susceptible to flooding. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Riverine flooding

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Moorland is located inland and is not directly exposed to coastal hazards such as sea level rise and coastal erosion.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The area surrounding Moorland has some bushland, posing a moderate bushfire risk. Drier conditions and higher temperatures due to climate change are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and property protection measures.
  • 3.Consider energy efficiency and cooling options.
  • 4.Review council climate adaptation plans.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Manning River
Elevation Range
5-15m
Flood Zone
Yes

Moorland has experienced several flooding events in the past, and the risk is expected to increase with climate change.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
https://www.rfs.nsw.gov.au/
Bushfire Prone Area
Yes

The area surrounding Moorland is classified as a bushfire-prone area, requiring residents to take precautions.

Heat Evidence

Avg January Max Temp
31°C
Heat Stress Days/Year
3 days

Moorland experiences several days above 35°C each summer, increasing the risk of heat stress.

Coastal Evidence

Distance to Coast
15 km
Sea Level Rise Exposure
Low
Erosion Risk
Low

Historical Climate Events

2013
floodModerate

The Manning River experienced moderate flooding, affecting some properties in Moorland.

Source
2019
bushfireModerate

Bushfires in the region caused smoky conditions and required some residents to evacuate.

Source
2020
floodMajor

Major flooding along the Manning River inundated several properties and caused significant damage.

Source
2017
heatwaveModerate

A prolonged heatwave in January resulted in increased hospital admissions for heat-related illnesses.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat505.7(+0.7)6.2(+1.2)
coastal101.01.0

By 2030, Moorland is projected to experience more frequent and intense heatwaves, as well as an increased risk of flooding. Bushfire risk will also increase slightly.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in levees and drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Develop Heat Action Plan

Immediate

Implement a heatwave early warning system and provide cooling centers for vulnerable residents.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Near-term

Conduct regular bushfire risk assessments and implement property protection measures.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage residents to conserve water and implement water-efficient landscaping practices.

Est. cost: Low

Learn more

About Moorland's Climate Risk Profile

Moorland, NSW, is a rural suburb that is increasingly vulnerable to the impacts of climate change. The primary concerns are flooding from the Manning River and its tributaries, as well as the increasing frequency and intensity of heatwaves. The surrounding bushland also poses a bushfire risk, which is expected to worsen with drier conditions.

The risk of flooding is driven by increased rainfall intensity and potential sea level rise affecting riverine flooding. The community should be aware of flood warnings and evacuation routes. Heatwaves are becoming more frequent and intense, posing a significant risk to vulnerable populations, especially the elderly and those with pre-existing health conditions.

Bushfire risk is also a concern, with drier conditions and higher temperatures increasing the likelihood of fires. Residents should maintain their properties and be prepared to evacuate if necessary. While coastal risks are minimal due to the suburb's inland location, the broader region may experience indirect impacts from coastal erosion and sea level rise.

Adapting to these changes will require a combination of individual preparedness, community resilience, and government action. This includes investing in flood mitigation infrastructure, implementing heatwave early warning systems, and promoting bushfire safety awareness. By taking proactive steps, Moorland can reduce its vulnerability to the impacts of climate change and ensure a more sustainable future.

Data sources: BOM · CSIRO · NSW SES · NSW RFS · MidCoast Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Moorland?

The main risks are flooding from the Manning River, more frequent and intense heatwaves, and an increased risk of bushfires.

How can I prepare for flooding in Moorland?

Stay informed about flood warnings, develop a flood plan, and consider purchasing flood insurance.

What should I do during a heatwave in Moorland?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors.

How can I protect my property from bushfires in Moorland?

Clear vegetation around your home, maintain your property, and have a bushfire survival plan.

Where can I find more information about climate change impacts in Moorland?

You can find more information on the MidCoast Council website, the NSW Department of Planning and Environment website, and the CSIRO website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections