Is Moppy, NSW Climate Safe? 2026 Assessment

Moppy, New South Wales· Mid-Coast Council
Moderate climate risk — address-specificUpdated 31 May 2026

Climate Safety Score

5.5/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Moppy faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Bushfire
Moppy has a high bushfire risk due to surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
Heat
Moppy experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This poses a risk to vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2422
Highest high-risk exposure
9.7% of land (bushfire)

Climate Safety Analysis

Moppy in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Moppy's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Moppy is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Moppy including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Moppy (postcode 2422) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.7% of land in high-risk zones), extreme wind (5.1% of land in high-risk zones), surface flood (3.9% of land in high-risk zones). Exposure is not uniform across Moppy — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to significant bushland areas.
BAL Overlayhttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Nearest WaterwayMoppy River
Flood ZoneAreas near the Moppy River are prone to flooding.
Avg January Max32 °C

Historical Events

2022
Moderate

Heavy rainfall caused moderate flooding in the Moppy River, impacting local roads and some properties.

2020
Moderate

A prolonged heatwave affected the region, with temperatures exceeding 40 degrees Celsius for several days.

2019
Major

A major bushfire impacted the region, causing significant damage to properties and infrastructure.

2013
Moderate

The Moppy River experienced moderate flooding, affecting low-lying areas and causing minor damage to properties.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Implement Bushfire Mitigation Strategies

Immediate

Reduce fuel loads around properties and implement community education programs to prepare for bushfires.

Est. cost: Low

Develop Heatwave Response Plan

Near-term

Establish a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Mid-Coast Council
Emergency Services

Data last updated: 31 May 2026

Explore Moppy Risk Reports

Frequently Asked Questions

Is Moppy safe from climate change?

No location in Australia is entirely immune to climate change impacts. Moppy has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Moppy?

The dominant hazard for Moppy depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Moppy compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Moppy?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Moppy?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Moppy.

What share of Moppy is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.7% of Moppy in high-risk zones for bushfire, with a further 82.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Moppy Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moppy, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections