📮 Moruya postcode: 2537

Bushfire Risk in Moruya, NSW: 2026 Assessment

Moruya, New South Wales· Eurobodalla· 2537
Moruya has a high bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.Updated 23 Mar 2026

Bushfire Risk Score

7.0/10

Moruya has a high bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Moruya has a high bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Moruya, NSW
Overall Risk
Medium
Postcode
2537
Highest high-risk exposure
14.7% of land (bushfire)

Bushfire Risk Analysis

Moruya, New South Wales, has a moruya has a high bushfire risk due to surrounding bushland. hotter, drier conditions are projected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area has a history of bushfires, and the risk is expected to increase with climate change.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Moruya, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Moruya including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Moruya sits within ClimateNest's suburb-level hazard model for bushfire risk. 14.7% of the suburb's land area is mapped in high-risk bushfire zones and 77.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Moruya.

Moruya (postcode 2537) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.7% of land in high-risk zones), surface flood (9.6% of land in high-risk zones), riverine flood (4.9% of land in high-risk zones). Exposure is not uniform across Moruya — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to significant bushland areas.
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Bushfire Prone AreaYes

Historical Events

2019
Major

The Black Summer bushfires had a significant impact on the region, with widespread property damage and loss of life.

2013
Moderate

Bushfires impacted areas surrounding Moruya, causing property damage and evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and build flood levees to protect low-lying areas.

Est. cost: High

Manage Bushfire Risk

Immediate

Implement fuel reduction programs and improve building codes to reduce bushfire vulnerability.

Est. cost: Medium

Develop a Heatwave Management Plan

Near-term

Establish cooling centers and provide public education on heatwave safety.

Est. cost: Low

Plan for Sea Level Rise

Long-term

Develop a coastal management plan to address sea level rise and coastal erosion.

Est. cost: High

Community Education Programs

Near-term

Implement programs to educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 23 March 2026

Explore Moruya Risk Reports

Frequently Asked Questions

Is Moruya in a bushfire prone area?

Parts of Moruya may be designated as bushfire prone land. Based on available data, Moruya has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Moruya?

BAL ratings in Moruya depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Moruya?

Yes, properties in bushfire-prone parts of Moruya may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Moruya?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Moruya is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.7% of Moruya in high-risk zones for bushfire, with a further 77.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Moruya Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moruya, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections