Flood Risk in Mossy Point, NSW: 2026 Assessment

Mossy Point, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Several properties are located within close proximity to the Tomaga River and are at risk of inundation during flood events.

Mossy Point is located near the coast and the Tomaga River, making it susceptible to flooding from heavy rainfall and storm surges. Climate change is expected to increase the intensity of rainfall events and sea levels, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mossy Point sits within ClimateNest's suburb-level hazard model for flood risk. 15.9% of the suburb's land area is mapped in high-risk flood zones and 73.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mossy Point.

Mossy Point (postcode 2537) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (15.9% of land in high-risk zones), bushfire (11.7% of land in high-risk zones), surface flood (8.4% of land in high-risk zones). Exposure is not uniform across Mossy Point — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.