๐Ÿ“ฎ Mullengandra postcode: 2642

Flood Risk in Mullengandra, NSW: 2026 Assessment

Mullengandra, New South Walesยท Greater Hume Shireยท 2642
Mullengandra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.Updated 8 May 2026

Flood Risk Score

6.5/10

Mullengandra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Key Facts

Flood Risk
Mullengandra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.
Trend
increasing
Suburb
Mullengandra, NSW
Overall Risk
Medium
Postcode
2644
Highest high-risk exposure
18.2% of land (bushfire)

Flood Risk Analysis

Mullengandra, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that properties near the river are most vulnerable.

Mullengandra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mullengandra sits within ClimateNest's suburb-level hazard model for flood risk. 5.2% of the suburb's land area is mapped in high-risk flood zones and 75.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mullengandra.

Mullengandra (postcode 2644) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.2% of land in high-risk zones), surface flood (8.2% of land in high-risk zones), riverine flood (5.2% of land in high-risk zones). Exposure is not uniform across Mullengandra โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurray River
Elevation Range180-220m
Flood Zone ClassificationAreas near the Murray River are prone to flooding.

Historical Events

2023
Minor

Minor flooding occurred along local creeks and rivers due to heavy rainfall.

2012
Moderate

Moderate flooding along the Murray River affected low-lying areas around Mullengandra.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and construct levees to protect properties from flooding.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement community education programs and conduct regular hazard reduction burns.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Community Resilience Building

Near-term

Establish community support networks to assist residents during and after extreme weather events.

Est. cost: Low

Council & Emergency Services

Greater Hume Shire Council
Emergency Services

Data last updated: 8 May 2026

Explore Mullengandra Risk Reports

Frequently Asked Questions

Is Mullengandra at risk of flooding?

Based on available data, Mullengandra has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mullengandra?

Insurance costs for flood cover in Mullengandra depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mullengandra?

Yes, flood risk can affect property values in Mullengandra. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mullengandra?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mullengandra typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mullengandra is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.2% of Mullengandra in high-risk zones for bushfire, with a further 58.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Mullengandra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mullengandra, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections