Flood Risk in Mullengudgery, NSW: 2026 Assessment

Mullengudgery, New South Wales· Cobar Shire Council
Mullengudgery faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is projected to increase due to climate change.Updated 29 May 2026

Flood Risk Score

4.5/10

Mullengudgery faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is projected to increase due to climate change.

Key Facts

Flood Risk
Mullengudgery faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is projected to increase due to climate change.
Trend
increasing
Suburb
Mullengudgery, NSW
Overall Risk
Medium
Postcode
2825
Highest high-risk exposure
20.5% of land (bushfire)

Flood Risk Analysis

Mullengudgery, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates occasional inundation of low-lying areas during periods of heavy rainfall.

Mullengudgery faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is projected to increase due to climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mullengudgery sits within ClimateNest's suburb-level hazard model for flood risk. 11.4% of the suburb's land area is mapped in high-risk flood zones and 75.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mullengudgery.

Mullengudgery (postcode 2825) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (20.5% of land in high-risk zones), riverine flood (11.4% of land in high-risk zones), surface flood (3.4% of land in high-risk zones). Exposure is not uniform across Mullengudgery — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayYanda Creek
Elevation Range150-170m
Flood Zone ClassificationLow-lying areas near Yanda Creek

Historical Events

2010
Moderate

Heavy rainfall caused localized flooding in low-lying areas around Mullengudgery.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for evacuating your property in the event of a bushfire, including designated escape routes and emergency supplies.

Est. cost: Low

Improve Home Cooling

Near-term

Install air conditioning or fans to help keep your home cool during heatwaves. Consider energy-efficient options to reduce electricity consumption.

Est. cost: Medium

Upgrade Flood Defenses

Near-term

If your property is in a flood-prone area, consider installing flood barriers or raising the foundation to reduce the risk of water damage.

Est. cost: High

Conserve Water

Long-term

Implement water-saving measures in your home and garden to reduce water consumption during droughts.

Est. cost: Low

Council & Emergency Services

Cobar Shire Council
Emergency Services

Data last updated: 29 May 2026

Explore Mullengudgery Risk Reports

Frequently Asked Questions

Is Mullengudgery at risk of flooding?

Based on available data, Mullengudgery has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mullengudgery?

Insurance costs for flood cover in Mullengudgery depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mullengudgery?

Yes, flood risk can affect property values in Mullengudgery. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mullengudgery?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mullengudgery typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mullengudgery is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 20.5% of Mullengudgery in high-risk zones for bushfire, with a further 59.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Mullengudgery Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mullengudgery, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections