Climate Risk Assessment: Mulloon, NSW

Mulloon, New South Wales
Medium Risk
Updated May 2026

Mulloon faces moderate risks from flooding and heatwaves, which are expected to increase with climate change. Bushfire risk is also a concern. Coastal risks are minimal due to its inland location.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Mulloon

increasing

Flood

60/100

Mulloon faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways
increasing

Bushfire

40/100

The risk of bushfires in Mulloon is moderate, given the surrounding bushland. Drier conditions and higher temperatures associated with climate change may exacerbate bushfire risk.

Key drivers:

  • ·Drier conditions
  • ·Higher temperatures
increasing

Heat

70/100

Mulloon is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Mulloon is not directly exposed to coastal risks such as sea level rise and coastal erosion due to its inland location.

Key drivers:

  • ·Inland location
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Mulloon

Detailed Hazard Analysis

heat Risk

70/100

Mulloon is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising temperatures
  • ·Increased frequency of heatwaves

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

Mulloon faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Low-lying areas

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Mulloon is not directly exposed to coastal risks such as sea level rise and coastal erosion due to its inland location.

Primary Drivers

  • ·Inland location

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The risk of bushfires in Mulloon is moderate, given the surrounding bushland. Drier conditions and higher temperatures associated with climate change may exacerbate bushfire risk.

Primary Drivers

  • ·Drier conditions
  • ·Higher temperatures
  • ·Proximity to bushland

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price stagnation or decline.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider energy efficiency and cooling options for heatwaves.
  • 4.Review insurance coverage for climate-related risks.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Mulloon Creek
Elevation Range
600-650m
Flood Zone
Moderate

Historical flood data indicates periodic inundation of low-lying areas near Mulloon Creek.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land
Bushfire Prone Area
Yes

The area is designated as bushfire prone, requiring specific building standards for new constructions.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
5 days

The number of days exceeding 35°C is projected to increase significantly by 2050.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2010
floodModerate

Heavy rainfall caused Mulloon Creek to flood, inundating low-lying areas and disrupting transportation.

Source
2013
bushfireMinor

A bushfire near Mulloon caused property damage and required evacuation of residents.

Source
2017
heatwaveModerate

A prolonged heatwave resulted in heat stress and increased demand for healthcare services.

Source
2020
floodMinor

Minor flooding occurred along Mulloon Creek after a period of heavy rainfall.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat707.7(+0.7)8.2(+1.2)
coastal101.01.0

By 2030, Mulloon is projected to experience increased flood risk due to more intense rainfall events. Heatwaves will also become more frequent and severe, posing challenges for public health and infrastructure.

CSIRO Climate Projections

Adaptation Recommendations

Upgrade Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Learn more

Implement Heat Action Plan

Immediate

Develop and implement a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Near-term

Improve bushfire preparedness through vegetation management, community education, and upgrades to firefighting equipment.

Est. cost: Medium

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during periods of drought and heatwaves.

Est. cost: Low

Learn more

About Mulloon's Climate Risk Profile

Mulloon, located in New South Wales, is an inland suburb that faces a range of climate-related challenges. The primary concerns are flooding, heatwaves, and bushfires. Climate change is projected to exacerbate these risks, potentially impacting the community and local infrastructure.

Flooding is a significant concern due to the suburb's proximity to waterways and low-lying areas. Increased rainfall intensity, driven by climate change, could lead to more frequent and severe flood events. This poses a threat to homes, businesses, and transportation networks.

Heatwaves are also expected to become more common and intense, posing risks to vulnerable populations, such as the elderly and those with pre-existing health conditions. The increased frequency of extreme heat events could strain local healthcare services and infrastructure.

Bushfire risk is another factor to consider, given the surrounding bushland. Drier conditions and higher temperatures associated with climate change could increase the likelihood and severity of bushfires, potentially threatening homes and livelihoods.

While Mulloon is not directly exposed to coastal risks, the overall impact of climate change necessitates proactive adaptation measures to protect the community and ensure its long-term resilience.

Data sources: BOM · CSIRO · NSW RFS · NSW Environment

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Mulloon?

Mulloon faces risks from flooding, heatwaves, and bushfires, which are expected to increase with climate change.

How will climate change affect property values in Mulloon?

Properties in flood-prone areas may experience price stagnation or decline due to increased flood risk.

What can residents do to prepare for heatwaves?

Residents can stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors during heatwaves.

What measures are being taken to mitigate flood risks in Mulloon?

The local council is working to improve drainage infrastructure and implement flood-proofing measures for buildings.

How can I find out if my property is in a bushfire-prone area?

You can check the RFS website or contact the local council to determine if your property is in a designated bushfire-prone area.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections