Flood Risk in Mumblebone Plain, NSW: 2026 Assessment

Mumblebone Plain, New South Wales· Coonamble Shire Council
Mumblebone Plain faces a moderate risk of flooding due to its flat topography and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 29 May 2026

Flood Risk Score

6.0/10

Mumblebone Plain faces a moderate risk of flooding due to its flat topography and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Mumblebone Plain faces a moderate risk of flooding due to its flat topography and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Mumblebone Plain, NSW
Overall Risk
Medium
Postcode
2824
Highest high-risk exposure
16.3% of land (bushfire)

Flood Risk Analysis

Mumblebone Plain, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The area has experienced several moderate flood events in the past, primarily due to heavy rainfall in the catchment area of the Castlereagh River.

Mumblebone Plain faces a moderate risk of flooding due to its flat topography and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mumblebone Plain sits within ClimateNest's suburb-level hazard model for flood risk. 3.6% of the suburb's land area is mapped in high-risk flood zones and 80.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mumblebone Plain.

Mumblebone Plain (postcode 2824) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.3% of land in high-risk zones), surface flood (8.2% of land in high-risk zones), extreme wind (4.8% of land in high-risk zones). Exposure is not uniform across Mumblebone Plain — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayCastlereagh River
Elevation Range150-180m
Flood Zone ClassificationZone 2

Historical Events

2023
Moderate

Moderate flooding impacted low-lying areas and agricultural land.

2017
Minor

Minor flooding occurred along the Castlereagh River due to heavy rainfall.

2010
Moderate

The Castlereagh River experienced moderate flooding, impacting low-lying areas and agricultural land.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure improvements such as levees and drainage systems to mitigate flood risks.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, including vegetation management and community education programs.

Est. cost: Medium

Develop Heatwave Action Plan

Immediate

Establish a heatwave action plan with cooling centers and public awareness campaigns to protect vulnerable populations.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation practices to address drought risks and ensure sustainable water resources.

Est. cost: Low

Council & Emergency Services

Coonamble Shire Council
Emergency Services

Data last updated: 29 May 2026

Explore Mumblebone Plain Risk Reports

Frequently Asked Questions

Is Mumblebone Plain at risk of flooding?

Based on available data, Mumblebone Plain has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mumblebone Plain?

Insurance costs for flood cover in Mumblebone Plain depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mumblebone Plain?

Yes, flood risk can affect property values in Mumblebone Plain. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mumblebone Plain?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mumblebone Plain typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mumblebone Plain is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.3% of Mumblebone Plain in high-risk zones for bushfire, with a further 68.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Mumblebone Plain Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mumblebone Plain, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections