Climate Risk in Mummel, NSW

Mummel, New South Wales
Medium Risk
Updated May 2026

Mummel faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change. The suburb is not exposed to coastal risks. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
7.0
Heat
5.0
Coastal
1.0

Climate Hazard Breakdown for Mummel

increasing

Flood

65/100

Mummel faces a moderate risk of flooding due to its location and rainfall patterns. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Local topography
increasing

Bushfire

70/100

Bushfire risk in Mummel is relatively high due to the surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

50/100

Mummel experiences moderate heat risk, with increasing average temperatures projected due to climate change. This could lead to more frequent and intense heatwaves.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Mummel is not located near the coast and therefore has a very low risk associated with coastal hazards.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Mummel

Detailed Hazard Analysis

heat Risk

50/100

Mummel experiences moderate heat risk, with increasing average temperatures projected due to climate change. This could lead to more frequent and intense heatwaves.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Climate change

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

flood Risk

65/100

Mummel faces a moderate risk of flooding due to its location and rainfall patterns. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Local topography
  • ·Climate change

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Mummel is not located near the coast and therefore has a very low risk associated with coastal hazards.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

70/100

Bushfire risk in Mummel is relatively high due to the surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Increased frequency of heatwaves

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to climate risks

Price Impact

Potential for decreased property values in high-risk areas

Buyer Checklist

  • 1.Check flood and bushfire risk maps
  • 2.Assess property resilience to extreme weather
  • 3.Review insurance options
  • 4.Consider energy efficiency upgrades

Local Climate Evidence

Flood Evidence

Nearest Waterway
Local creeks and streams
Elevation Range
Variable
Flood Zone
Potentially affected areas near waterways

Local creeks and streams can overflow during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland areas
Planning Overlay
Check NSW RFS website
Bushfire Prone Area
Yes

The area is prone to bushfires due to surrounding vegetation.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
3 days

Heatwaves can pose a risk to vulnerable residents.

Coastal Evidence

Distance to Coast
200 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2013
bushfireModerate

A bushfire impacted areas near Mummel, causing property damage and road closures.

Source
2016
floodModerate

Heavy rainfall caused flooding in low-lying areas around Mummel, affecting local infrastructure.

Source
2019
heatwaveModerate

A prolonged heatwave affected Mummel, with temperatures exceeding 40°C for several days.

Source
2020
bushfireMajor

Significant bushfires impacted the region, leading to evacuations and property loss.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire707.5(+0.5)8.0(+1.0)
heat505.3(+0.3)5.5(+0.5)
coastal101.01.0

By 2030, Mummel is projected to experience a moderate increase in overall climate risk, with notable increases in flood and bushfire risks due to more extreme weather events.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage systems and build flood barriers to protect properties from increased flood risk.

Est. cost: Medium

Learn more

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including vegetation clearing and community education programs.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Learn more

Water Conservation Measures

Long-term

Promote water conservation practices to address potential water scarcity due to climate change.

Est. cost: Low

Learn more

About Mummel's Climate Risk Profile

Mummel, NSW, is a rural locality that faces a number of climate-related challenges. The primary concerns are increasing risks from flooding, bushfires, and heatwaves. While the area is not directly impacted by coastal hazards, the broader effects of climate change are still significant.

Flooding is a notable concern due to increased rainfall intensity. The local topography can exacerbate the impact of heavy rainfall, leading to potential property damage and disruption of services. Bushfire risk is also elevated due to dry vegetation and hotter temperatures, particularly during the summer months. The risk is projected to increase with climate change, potentially threatening homes and livelihoods.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations, including the elderly and those with pre-existing health conditions. The increasing average temperatures can also impact agricultural activities and local ecosystems. While Mummel is not on the coast, the community should still be aware of the broader impacts of climate change and take proactive measures to adapt.

Addressing these climate risks requires a multi-faceted approach, including improved infrastructure, enhanced emergency preparedness, and community awareness programs. Residents should stay informed about local weather conditions and heed warnings from emergency services. Implementing sustainable practices and reducing greenhouse gas emissions can also help mitigate the long-term impacts of climate change.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Mummel?

The main climate risks in Mummel are flooding, bushfires, and heatwaves. These risks are expected to increase with climate change.

How will climate change affect property values in Mummel?

Climate change may lead to decreased property values in high-risk areas due to increased flood and bushfire risks.

What can I do to prepare for bushfires in Mummel?

You can prepare for bushfires by clearing vegetation around your property, creating a bushfire survival plan, and staying informed about fire danger ratings.

How can I protect myself during a heatwave in Mummel?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities. Check on vulnerable neighbors and family members.

What is the local council doing to address climate change in Mummel?

The local council is UNKNOWN. Please refer to the council's website for information on their climate strategy.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections