Flood Risk in Mundarlo, NSW: 2026 Assessment

Mundarlo, New South Wales· UNKNOWN
Mundarlo faces a moderate risk of flooding due to its proximity to waterways and relatively low-lying areas. Increased rainfall intensity could exacerbate this risk.Updated 9 May 2026

Flood Risk Score

6.5/10

Mundarlo faces a moderate risk of flooding due to its proximity to waterways and relatively low-lying areas. Increased rainfall intensity could exacerbate this risk.

Key Facts

Flood Risk
Mundarlo faces a moderate risk of flooding due to its proximity to waterways and relatively low-lying areas. Increased rainfall intensity could exacerbate this risk.
Trend
increasing
Suburb
Mundarlo, NSW
Overall Risk
Medium
Postcode
2729
Highest high-risk exposure
26.3% of land (bushfire)

Flood Risk Analysis

Mundarlo, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Murrumbidgee River poses a significant flood risk to low-lying areas in Mundarlo.

Mundarlo faces a moderate risk of flooding due to its proximity to waterways and relatively low-lying areas. Increased rainfall intensity could exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mundarlo sits within ClimateNest's suburb-level hazard model for flood risk. 11.9% of the suburb's land area is mapped in high-risk flood zones and 83% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mundarlo.

Mundarlo (postcode 2729) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (26.3% of land in high-risk zones), riverine flood (11.9% of land in high-risk zones), surface flood (4.8% of land in high-risk zones). Exposure is not uniform across Mundarlo — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurrumbidgee River
Elevation Range150-180m
Flood Zone ClassificationLikely

Historical Events

2017
Moderate

Heavy rainfall caused localized flooding in Mundarlo, affecting roads and some properties.

2012
Moderate

The Murrumbidgee River experienced moderate flooding, impacting low-lying areas in and around Mundarlo.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage systems and levees to protect properties from flooding.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement community fireguard programs and ensure properties are well-maintained to reduce fire hazards.

Est. cost: Low

Develop a Heat Action Plan

Immediate

Create a community heat action plan to protect vulnerable residents during heatwaves, including cooling centers and outreach programs.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during periods of drought and high temperatures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 9 May 2026

Explore Mundarlo Risk Reports

Frequently Asked Questions

Is Mundarlo at risk of flooding?

Based on available data, Mundarlo has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mundarlo?

Insurance costs for flood cover in Mundarlo depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mundarlo?

Yes, flood risk can affect property values in Mundarlo. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mundarlo?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mundarlo typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mundarlo is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 26.3% of Mundarlo in high-risk zones for bushfire, with a further 61.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Mundarlo Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mundarlo, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections