๐Ÿ“ฎ Murga postcode: 2867

Flood Risk in Murga, NSW: 2026 Assessment

Murga, New South Walesยท UNKNOWNยท 2867
Murga faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 2 May 2026

Flood Risk Score

6.5/10

Murga faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Murga faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Murga, NSW
Overall Risk
Medium
Postcode
2864
Highest high-risk exposure
8.5% of land (bushfire)

Flood Risk Analysis

Murga, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local creeks and drainage systems may be overwhelmed during heavy rainfall events.

Murga faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Murga sits within ClimateNest's suburb-level hazard model for flood risk. 5.8% of the suburb's land area is mapped in high-risk flood zones and 68.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Murga.

Murga (postcode 2864) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (8.5% of land in high-risk zones), riverine flood (5.8% of land in high-risk zones), surface flood (4.9% of land in high-risk zones). Exposure is not uniform across Murga โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayUnnamed Creek
Elevation Range280-300m
Flood Zone ClassificationPotentially affected

Historical Events

2022
Moderate

Significant rainfall led to flooding of local creeks and some road closures.

2010
Moderate

Heavy rainfall caused localized flooding in low-lying areas of Murga.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and flood levees.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable residents during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Bushfire Preparedness

Near-term

Implement bushfire preparedness programs and ensure properties have adequate fire protection measures.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to address potential water scarcity due to climate change.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 2 May 2026

Explore Murga Risk Reports

Frequently Asked Questions

Is Murga at risk of flooding?

Based on available data, Murga has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Murga?

Insurance costs for flood cover in Murga depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Murga?

Yes, flood risk can affect property values in Murga. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Murga?

Elevation is a critical factor in flood risk. Properties at higher elevations within Murga typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Murga is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 8.5% of Murga in high-risk zones for bushfire, with a further 76.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Murga Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Murga, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections