Flood Risk in Murray Downs, NSW: 2026 Assessment

Murray Downs, New South Wales· Murray River Council
Murray Downs faces a moderate risk of flooding due to its proximity to the Murray River. Riverine flooding can inundate low-lying areas.Updated 29 May 2026

Flood Risk Score

6.5/10

Murray Downs faces a moderate risk of flooding due to its proximity to the Murray River. Riverine flooding can inundate low-lying areas.

Key Facts

Flood Risk
Murray Downs faces a moderate risk of flooding due to its proximity to the Murray River. Riverine flooding can inundate low-lying areas.
Trend
stable
Suburb
Murray Downs, NSW
Overall Risk
Medium

Flood Risk Analysis

Murray Downs, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local knowledge of historical flood levels is valuable for assessing risk.

Murray Downs faces a moderate risk of flooding due to its proximity to the Murray River. Riverine flooding can inundate low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Local Hazard Evidence

Nearest WaterwayMurray River
Elevation RangeGenerally flat, low-lying areas
Flood Zone ClassificationAreas adjacent to the Murray River are prone to flooding.

Historical Events

2016
Moderate

Significant flooding along the Murray River impacted low-lying areas in the region.

Adaptation & Mitigation Actions

Improve Flood Preparedness

Near-term

Develop and implement a comprehensive flood management plan, including early warning systems, evacuation routes, and community education programs.

Est. cost: Medium

Enhance Heatwave Resilience

Immediate

Establish cooling centers, promote water conservation, and implement urban greening initiatives to mitigate the impacts of heatwaves.

Est. cost: Medium

Promote Sustainable Agriculture

Long-term

Encourage drought-resistant crops, water-efficient irrigation techniques, and soil conservation practices to enhance agricultural resilience.

Est. cost: Medium

Strengthen Community Awareness

Near-term

Conduct public awareness campaigns to educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Murray River Council
Emergency Services

Data last updated: 29 May 2026

Explore Murray Downs Risk Reports

Frequently Asked Questions

Is Murray Downs at risk of flooding?

Based on available data, Murray Downs has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Murray Downs?

Insurance costs for flood cover in Murray Downs depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Murray Downs?

Yes, flood risk can affect property values in Murray Downs. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Murray Downs?

Elevation is a critical factor in flood risk. Properties at higher elevations within Murray Downs typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Murray Downs Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Murray Downs, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections