Flood Risk in Murray Gorge, NSW: 2026 Assessment

Murray Gorge, New South Wales
Murray Gorge faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.Updated 31 May 2026

Flood Risk Score

4.0/10

Murray Gorge faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.

Key Facts

Flood Risk
Murray Gorge faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.
Trend
increasing
Suburb
Murray Gorge, NSW
Overall Risk
Medium
Postcode
2642
Highest high-risk exposure
17.2% of land (bushfire)

Flood Risk Analysis

Murray Gorge, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates infrequent but potentially significant flooding events.

Murray Gorge faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Murray Gorge sits within ClimateNest's suburb-level hazard model for flood risk. 7% of the suburb's land area is mapped in high-risk flood zones and 65.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Murray Gorge.

Murray Gorge (postcode 2642) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.2% of land in high-risk zones), riverine flood (7% of land in high-risk zones), surface flood (5.1% of land in high-risk zones). Exposure is not uniform across Murray Gorge — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurray River
Elevation Range50-70m
Flood Zone ClassificationLow to Moderate

Historical Events

2016
Moderate

Heavy rainfall caused widespread flooding in the Murray River region, affecting homes and businesses.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for evacuating your property in the event of a bushfire, including designated escape routes and emergency contacts.

Est. cost: Low

Improve Home Insulation

Near-term

Upgrade your home's insulation to reduce heat gain during summer and heat loss during winter, improving energy efficiency and comfort.

Est. cost: Medium

Install Rainwater Tanks

Near-term

Install rainwater tanks to capture and store rainwater for non-potable uses, reducing reliance on mains water and mitigating flood risk.

Est. cost: Medium

Support Community Emergency Preparedness Programs

Long-term

Participate in local emergency preparedness programs and volunteer to assist with community response efforts during climate-related disasters.

Est. cost: Low

Council & Emergency Services

Example Shire Council
Emergency Services

Data last updated: 31 May 2026

Explore Murray Gorge Risk Reports

Frequently Asked Questions

Is Murray Gorge at risk of flooding?

Based on available data, Murray Gorge has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Murray Gorge?

Insurance costs for flood cover in Murray Gorge depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Murray Gorge?

Yes, flood risk can affect property values in Murray Gorge. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Murray Gorge?

Elevation is a critical factor in flood risk. Properties at higher elevations within Murray Gorge typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Murray Gorge is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.2% of Murray Gorge in high-risk zones for bushfire, with a further 76.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Murray Gorge Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Murray Gorge, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections