๐Ÿ“ฎ Murwillumbah postcode: 2484

Flood Risk in Murwillumbah, NSW: 2026 Assessment

Murwillumbah, New South Walesยท Tweed Shireยท 2484
Murwillumbah is highly susceptible to flooding due to its location on the Tweed River and surrounding floodplain. Heavy rainfall events can cause the river to overflow, inundating residential and commercial areas.Updated 31 Mar 2026

Flood Risk Score

8.5/10

Murwillumbah is highly susceptible to flooding due to its location on the Tweed River and surrounding floodplain. Heavy rainfall events can cause the river to overflow, inundating residential and commercial areas.

Key Facts

Flood Risk
Murwillumbah is highly susceptible to flooding due to its location on the Tweed River and surrounding floodplain. Heavy rainfall events can cause the river to overflow, inundating residential and commercial areas.
Trend
increasing
Suburb
Murwillumbah, NSW
Overall Risk
High
Postcode
2484
Highest high-risk exposure
10.5% of land (bushfire)

Flood Risk Analysis

Murwillumbah, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Tweed River regularly floods Murwillumbah, impacting businesses and residences.

Murwillumbah is highly susceptible to flooding due to its location on the Tweed River and surrounding floodplain. Heavy rainfall events can cause the river to overflow, inundating residential and commercial areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Murwillumbah sits within ClimateNest's suburb-level hazard model for flood risk. 8.5% of the suburb's land area is mapped in high-risk flood zones and 62.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Murwillumbah.

Murwillumbah (postcode 2484) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.5% of land in high-risk zones), riverine flood (8.5% of land in high-risk zones), extreme wind (5.1% of land in high-risk zones). Exposure is not uniform across Murwillumbah โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTweed River
Elevation Range5-15 meters
Flood Zone ClassificationYes

Historical Events

2022
Major

Record-breaking floods inundated Murwillumbah, causing widespread damage and displacement.

2017
Moderate

Significant flooding occurred in Murwillumbah following heavy rainfall associated with ex-Tropical Cyclone Debbie.

2013
Moderate

Tweed River broke its banks causing moderate flooding in Murwillumbah.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in flood levees, drainage improvements, and early warning systems to reduce the impact of flooding.

Est. cost: High

Develop Heatwave Preparedness Plans

Near-term

Implement heatwave early warning systems, establish cooling centers, and educate the public on how to stay safe during heatwaves.

Est. cost: Medium

Strengthen Bushfire Resilience

Near-term

Implement bushfire hazard reduction programs, improve building codes for bushfire-prone areas, and educate residents on bushfire safety.

Est. cost: Medium

Promote Sustainable Urban Planning

Long-term

Incorporate climate change considerations into urban planning decisions, such as promoting green infrastructure, reducing urban sprawl, and improving energy efficiency.

Est. cost: High

Council & Emergency Services

Tweed Shire Council
Emergency Services

Data last updated: 31 March 2026

Explore Murwillumbah Risk Reports

Frequently Asked Questions

Is Murwillumbah at risk of flooding?

Based on available data, Murwillumbah has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Murwillumbah?

Insurance costs for flood cover in Murwillumbah depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Murwillumbah?

Yes, flood risk can affect property values in Murwillumbah. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Murwillumbah?

Elevation is a critical factor in flood risk. Properties at higher elevations within Murwillumbah typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Murwillumbah is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.5% of Murwillumbah in high-risk zones for bushfire, with a further 68.5% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Murwillumbah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Murwillumbah, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections