📮 Mystery Bay postcode: 2546

Bushfire Risk in Mystery Bay, NSW: 2026 Assessment

Mystery Bay, New South Wales· Eurobodalla· 2546
Mystery Bay is at a high risk of bushfires due to the surrounding bushland and dry conditions during the summer months. The risk is exacerbated by increasing temperatures and prolonged droughts.Updated 6 May 2026

Bushfire Risk Score

7.0/10

Mystery Bay is at a high risk of bushfires due to the surrounding bushland and dry conditions during the summer months. The risk is exacerbated by increasing temperatures and prolonged droughts.

Key Facts

Bushfire Risk
Mystery Bay is at a high risk of bushfires due to the surrounding bushland and dry conditions during the summer months. The risk is exacerbated by increasing temperatures and prolonged droughts.
Trend
increasing
Suburb
Mystery Bay, NSW
Overall Risk
Medium
Postcode
2546
Highest high-risk exposure
13.1% of land (bushfire)

Bushfire Risk Analysis

Mystery Bay, New South Wales, has a mystery bay is at a high risk of bushfires due to the surrounding bushland and dry conditions during the summer months. the risk is exacerbated by increasing temperatures and prolonged droughts. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as a bushfire-prone area due to the extensive surrounding bushland.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Mystery Bay, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Mystery Bay including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Mystery Bay sits within ClimateNest's suburb-level hazard model for bushfire risk. 13.1% of the suburb's land area is mapped in high-risk bushfire zones and 77.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mystery Bay.

Mystery Bay (postcode 2546) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.1% of land in high-risk zones), riverine flood (11.2% of land in high-risk zones), surface flood (10.1% of land in high-risk zones). Exposure is not uniform across Mystery Bay — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to Eurobodalla National Park
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/map
Bushfire Prone AreaYes

Historical Events

2019
Major

The Black Summer bushfires significantly impacted the region, causing widespread damage and evacuations.

Adaptation & Mitigation Actions

Improve Bushfire Preparedness

Immediate

Develop and implement community bushfire preparedness plans, including evacuation routes and firebreaks.

Est. cost: Low

Strengthen Coastal Defenses

Near-term

Invest in coastal protection measures, such as seawalls and beach nourishment, to mitigate erosion and inundation.

Est. cost: High

Enhance Heatwave Response

Immediate

Establish cooling centers and implement public awareness campaigns to protect vulnerable populations during heatwaves.

Est. cost: Low

Upgrade Drainage Infrastructure

Near-term

Improve drainage systems to reduce the risk of flooding from heavy rainfall events.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce water stress during droughts.

Est. cost: Low

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 6 May 2026

Explore Mystery Bay Risk Reports

Frequently Asked Questions

Is Mystery Bay in a bushfire prone area?

Parts of Mystery Bay may be designated as bushfire prone land. Based on available data, Mystery Bay has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Mystery Bay?

BAL ratings in Mystery Bay depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Mystery Bay?

Yes, properties in bushfire-prone parts of Mystery Bay may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Mystery Bay?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Mystery Bay is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.1% of Mystery Bay in high-risk zones for bushfire, with a further 77.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Mystery Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mystery Bay, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections