📮 Narooma postcode: 2546

Bushfire Risk in Narooma, NSW: 2026 Assessment

Narooma, New South Wales· Eurobodalla· 2546
Narooma has a high bushfire risk due to its location surrounded by bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.Updated 31 Mar 2026

Bushfire Risk Score

8.1/10

Narooma has a high bushfire risk due to its location surrounded by bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Narooma has a high bushfire risk due to its location surrounded by bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Narooma, NSW
Overall Risk
High
Postcode
2546
Highest high-risk exposure
10.1% of land (bushfire)

Bushfire Risk Analysis

Narooma, New South Wales, has a narooma has a high bushfire risk due to its location surrounded by bushland. hotter, drier conditions are projected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Much of Narooma is designated as bushfire prone.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Narooma, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Narooma including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Narooma sits within ClimateNest's suburb-level hazard model for bushfire risk. 10.1% of the suburb's land area is mapped in high-risk bushfire zones and 64.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Narooma.

Narooma (postcode 2546) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.1% of land in high-risk zones), surface flood (8.3% of land in high-risk zones), riverine flood (4.5% of land in high-risk zones). Exposure is not uniform across Narooma — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/map
Bushfire Prone AreaYes

Historical Events

2019
Major

The Black Summer bushfires had a significant impact on the region, with widespread property damage and environmental destruction.

2013
Moderate

Bushfires impacted areas near Narooma, causing property damage and evacuations.

Adaptation & Mitigation Actions

Improve bushfire preparedness

Immediate

Clear vegetation around homes, develop a bushfire survival plan, and stay informed about fire danger ratings.

Est. cost: Low

Strengthen coastal defenses

Near-term

Invest in seawalls, beach nourishment, and other coastal protection measures to reduce erosion and inundation.

Est. cost: High

Upgrade stormwater drainage

Near-term

Improve stormwater drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Develop a heatwave response plan

Immediate

Establish cooling centers, provide public education on heat safety, and ensure vulnerable populations have access to support.

Est. cost: Low

Promote water conservation

Long-term

Implement water restrictions and encourage water-efficient practices to conserve water resources during periods of drought.

Est. cost: Low

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 31 March 2026

Explore Narooma Risk Reports

Frequently Asked Questions

Is Narooma in a bushfire prone area?

Parts of Narooma may be designated as bushfire prone land. Based on available data, Narooma has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Narooma?

BAL ratings in Narooma depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Narooma?

Yes, properties in bushfire-prone parts of Narooma may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Narooma?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Narooma is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.1% of Narooma in high-risk zones for bushfire, with a further 64.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Narooma Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Narooma, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections