Is Narooma, NSW Climate Safe? 2026 Assessment
Climate Safety Score
7.2/10Climate risk is high — address assessment recommended
Key Facts
- Climate Safety
- High
- Flood
- Narooma faces a moderate risk of flooding due to its proximity to the Wagonga Inlet and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
- Bushfire
- Narooma has a high bushfire risk due to its location surrounded by bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
- Heat
- Narooma is expected to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2546
- Highest high-risk exposure
- 10.1% of land (bushfire)
Climate Safety Analysis
Narooma in New South Wales has an overall climate safety rating of High. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Narooma's climate safety include heat, flood, coastal, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Narooma is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Narooma including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Narooma (postcode 2546) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.1% of land in high-risk zones), surface flood (8.3% of land in high-risk zones), riverine flood (4.5% of land in high-risk zones). Exposure is not uniform across Narooma — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Flooding occurred in Narooma due to heavy rainfall and overflowing of the Wagonga Inlet.
The Black Summer bushfires had a significant impact on the region, with widespread property damage and environmental destruction.
Heavy rainfall caused flooding in low-lying areas of Narooma.
Bushfires impacted areas near Narooma, causing property damage and evacuations.
Adaptation & Mitigation Actions
Improve bushfire preparedness
ImmediateClear vegetation around homes, develop a bushfire survival plan, and stay informed about fire danger ratings.
Est. cost: Low
Strengthen coastal defenses
Near-termInvest in seawalls, beach nourishment, and other coastal protection measures to reduce erosion and inundation.
Est. cost: High
Upgrade stormwater drainage
Near-termImprove stormwater drainage systems to reduce the risk of flooding during heavy rainfall events.
Est. cost: Medium
Develop a heatwave response plan
ImmediateEstablish cooling centers, provide public education on heat safety, and ensure vulnerable populations have access to support.
Est. cost: Low
Promote water conservation
Long-termImplement water restrictions and encourage water-efficient practices to conserve water resources during periods of drought.
Est. cost: Low
Council & Emergency Services
Explore Narooma Risk Reports
View other climate risk assessments for Narooma:
Frequently Asked Questions
Is Narooma safe from climate change?
No location in Australia is entirely immune to climate change impacts. Narooma has an overall High climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Narooma?
The dominant hazard for Narooma depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Narooma compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Narooma?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Narooma?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Narooma.
What share of Narooma is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 10.1% of Narooma in high-risk zones for bushfire, with a further 64.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Narooma Safe from Climate Risk?
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections