๐Ÿ“ฎ Narrabri postcode: 2390

Flood Risk in Narrabri, NSW: 2026 Assessment

Narrabri, New South Walesยท Narrabri Shireยท 2390
Narrabri faces a moderate risk of flooding due to its proximity to the Namoi River. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 8 Mar 2026

Flood Risk Score

6.5/10

Narrabri faces a moderate risk of flooding due to its proximity to the Namoi River. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Narrabri faces a moderate risk of flooding due to its proximity to the Namoi River. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Narrabri, NSW
Overall Risk
Medium
Postcode
2390
Highest high-risk exposure
21.7% of land (bushfire)

Flood Risk Analysis

Narrabri, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted Narrabri, highlighting the need for effective flood management strategies.

Narrabri faces a moderate risk of flooding due to its proximity to the Namoi River. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Narrabri sits within ClimateNest's suburb-level hazard model for flood risk. 11.1% of the suburb's land area is mapped in high-risk flood zones and 62.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Narrabri.

Narrabri (postcode 2390) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (21.7% of land in high-risk zones), riverine flood (11.1% of land in high-risk zones), surface flood (9% of land in high-risk zones). Exposure is not uniform across Narrabri โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayNamoi River
Elevation Range210-230m
Flood Zone ClassificationAreas adjacent to the Namoi River are designated as flood zones.

Historical Events

2012
Moderate

Significant flooding of the Namoi River impacted Narrabri, causing property damage and disruptions to infrastructure.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in levees and drainage systems to protect Narrabri from flooding.

Est. cost: High

Improve Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as hazard reduction burns and community education programs.

Est. cost: Medium

Develop Heatwave Management Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to address drought risks.

Est. cost: Low

Enhance Emergency Response Capabilities

Near-term

Strengthen emergency services and community resilience to respond to climate-related disasters.

Est. cost: Medium

Council & Emergency Services

Narrabri Shire Council
Emergency Services

Data last updated: 8 March 2026

Explore Narrabri Risk Reports

Frequently Asked Questions

Is Narrabri at risk of flooding?

Based on available data, Narrabri has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Narrabri?

Insurance costs for flood cover in Narrabri depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Narrabri?

Yes, flood risk can affect property values in Narrabri. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Narrabri?

Elevation is a critical factor in flood risk. Properties at higher elevations within Narrabri typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Narrabri is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 21.7% of Narrabri in high-risk zones for bushfire, with a further 71.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Narrabri Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Narrabri, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections