๐Ÿ“ฎ Narrawallee postcode: 2539

Flood Risk in Narrawallee, NSW: 2026 Assessment

Narrawallee, New South Walesยท Shoalhavenยท 2539
Narrawallee faces a moderate risk of flooding due to its proximity to Narrawallee Creek and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.Updated 25 May 2026

Flood Risk Score

6.0/10

Narrawallee faces a moderate risk of flooding due to its proximity to Narrawallee Creek and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Key Facts

Flood Risk
Narrawallee faces a moderate risk of flooding due to its proximity to Narrawallee Creek and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.
Trend
increasing
Suburb
Narrawallee, NSW
Overall Risk
Medium
Postcode
2539
Highest high-risk exposure
14.7% of land (bushfire)

Flood Risk Analysis

Narrawallee, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties near the creek. Council maintains flood maps and provides guidance on flood preparedness.

Narrawallee faces a moderate risk of flooding due to its proximity to Narrawallee Creek and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Narrawallee sits within ClimateNest's suburb-level hazard model for flood risk. 8.7% of the suburb's land area is mapped in high-risk flood zones and 73.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Narrawallee.

Narrawallee (postcode 2539) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.7% of land in high-risk zones), surface flood (10.3% of land in high-risk zones), riverine flood (8.7% of land in high-risk zones). Exposure is not uniform across Narrawallee โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayNarrawallee Creek
Elevation Range0-20 meters
Flood Zone ClassificationAreas adjacent to Narrawallee Creek are designated as flood zones.

Historical Events

2011
Moderate

Heavy rainfall caused Narrawallee Creek to flood, impacting low-lying properties.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flooding from Narrawallee Creek.

Est. cost: Medium

Implement coastal protection measures

Long-term

Construct seawalls and other coastal defenses to protect against erosion.

Est. cost: High

Develop a heatwave management plan

Immediate

Establish cooling centers and provide support to vulnerable residents during heatwaves.

Est. cost: Low

Manage bushfire risks

Near-term

Maintain firebreaks and educate residents about bushfire preparedness.

Est. cost: Low

Raise awareness about climate risks

Immediate

Educate residents about the impacts of climate change and how to prepare for them.

Est. cost: Low

Council & Emergency Services

Shoalhaven City Council
Emergency Services

Data last updated: 25 May 2026

Explore Narrawallee Risk Reports

Frequently Asked Questions

Is Narrawallee at risk of flooding?

Based on available data, Narrawallee has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Narrawallee?

Insurance costs for flood cover in Narrawallee depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Narrawallee?

Yes, flood risk can affect property values in Narrawallee. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Narrawallee?

Elevation is a critical factor in flood risk. Properties at higher elevations within Narrawallee typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Narrawallee is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.7% of Narrawallee in high-risk zones for bushfire, with a further 70.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Narrawallee Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Narrawallee, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections