๐Ÿ“ฎ Narraweena postcode: 2099

Flood Risk in Narraweena, NSW: 2026 Assessment

Narraweena, New South Walesยท Northern Beachesยท 2099
Narraweena faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding.Updated 29 May 2026

Flood Risk Score

6.5/10

Narraweena faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding.

Key Facts

Flood Risk
Narraweena faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding.
Trend
increasing
Suburb
Narraweena, NSW
Overall Risk
Medium
Postcode
2099
Highest high-risk exposure
17.7% of land (bushfire)

Flood Risk Analysis

Narraweena, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties in low-lying areas of Narraweena.

Narraweena faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Narraweena sits within ClimateNest's suburb-level hazard model for flood risk. 6.3% of the suburb's land area is mapped in high-risk flood zones and 76.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Narraweena.

Narraweena (postcode 2099) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.7% of land in high-risk zones), surface flood (7.3% of land in high-risk zones), riverine flood (6.3% of land in high-risk zones). Exposure is not uniform across Narraweena โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayNarrabeen Lagoon
Elevation Range5-50 meters
Flood Zone ClassificationAreas near Narrabeen Lagoon and creeks are prone to flooding.

Historical Events

2020
Moderate

Heavy rainfall caused flooding in low-lying areas of Narraweena.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage systems and build flood barriers to protect properties from flooding.

Est. cost: Medium

Bushfire Management

Near-term

Implement bushfire management strategies, including vegetation clearing and community education programs.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop a heatwave preparedness plan and provide cooling centers for vulnerable residents.

Est. cost: Low

Coastal Protection

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to mitigate the impacts of sea level rise.

Est. cost: High

Community Awareness Programs

Near-term

Educate residents about climate risks and adaptation measures through community workshops and online resources.

Est. cost: Low

Council & Emergency Services

Northern Beaches Council
Emergency Services

Data last updated: 29 May 2026

Explore Narraweena Risk Reports

Frequently Asked Questions

Is Narraweena at risk of flooding?

Based on available data, Narraweena has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Narraweena?

Insurance costs for flood cover in Narraweena depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Narraweena?

Yes, flood risk can affect property values in Narraweena. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Narraweena?

Elevation is a critical factor in flood risk. Properties at higher elevations within Narraweena typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Narraweena is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.7% of Narraweena in high-risk zones for bushfire, with a further 65.4% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Narraweena Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Narraweena, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections