Flood Risk in Narromine, NSW: 2026 Assessment

Narromine, New South Wales· UNKNOWN
Narromine faces a moderate risk of flooding due to its proximity to the Macquarie River and surrounding waterways. Intense rainfall events can lead to riverine and flash flooding.Updated 23 May 2026

Flood Risk Score

6.5/10

Narromine faces a moderate risk of flooding due to its proximity to the Macquarie River and surrounding waterways. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Narromine faces a moderate risk of flooding due to its proximity to the Macquarie River and surrounding waterways. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Narromine, NSW
Overall Risk
Medium
Postcode
2821
Highest high-risk exposure
9.9% of land (bushfire)

Flood Risk Analysis

Narromine, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that the Macquarie River has overflowed its banks on several occasions, impacting low-lying areas of Narromine.

Narromine faces a moderate risk of flooding due to its proximity to the Macquarie River and surrounding waterways. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Narromine sits within ClimateNest's suburb-level hazard model for flood risk. 7.5% of the suburb's land area is mapped in high-risk flood zones and 64.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Narromine.

Narromine (postcode 2821) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.9% of land in high-risk zones), surface flood (7.7% of land in high-risk zones), riverine flood (7.5% of land in high-risk zones). Exposure is not uniform across Narromine — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMacquarie River
Elevation Range220-240m
Flood Zone ClassificationAreas near the Macquarie River are designated as flood zones.

Historical Events

2016
Minor

Heavy rainfall caused localized flooding in Narromine, disrupting traffic and impacting some homes.

2010
Moderate

The Macquarie River flooded, impacting low-lying areas of Narromine and surrounding agricultural land.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Develop a Heat Action Plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement measures to reduce the risk of bushfires, such as controlled burns and community education programs.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage residents and businesses to conserve water to reduce the impact of droughts.

Est. cost: Low

Council & Emergency Services

Narromine Shire Council
Emergency Services

Data last updated: 23 May 2026

Explore Narromine Risk Reports

Frequently Asked Questions

Is Narromine at risk of flooding?

Based on available data, Narromine has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Narromine?

Insurance costs for flood cover in Narromine depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Narromine?

Yes, flood risk can affect property values in Narromine. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Narromine?

Elevation is a critical factor in flood risk. Properties at higher elevations within Narromine typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Narromine is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.9% of Narromine in high-risk zones for bushfire, with a further 69.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Narromine Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Narromine, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections