๐Ÿ“ฎ Nerrigundah postcode: 2546

Flood Risk in Nerrigundah, NSW: 2026 Assessment

Nerrigundah, New South Walesยท UNKNOWNยท 2546
Nerrigundah faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.Updated 7 May 2026

Flood Risk Score

6.0/10

Nerrigundah faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Key Facts

Flood Risk
Nerrigundah faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.
Trend
increasing
Suburb
Nerrigundah, NSW
Overall Risk
Medium
Postcode
2545
Highest high-risk exposure
18.6% of land (bushfire)

Flood Risk Analysis

Nerrigundah, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that properties near the Tuross River are most vulnerable.

Nerrigundah faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Nerrigundah sits within ClimateNest's suburb-level hazard model for flood risk. 12.2% of the suburb's land area is mapped in high-risk flood zones and 57.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Nerrigundah.

Nerrigundah (postcode 2545) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.6% of land in high-risk zones), riverine flood (12.2% of land in high-risk zones), surface flood (6.5% of land in high-risk zones). Exposure is not uniform across Nerrigundah โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTuross River
Elevation Range150-200m
Flood Zone ClassificationPotentially affected areas near the Tuross River

Historical Events

2016
Moderate

Heavy rainfall caused the Tuross River to flood, affecting low-lying areas in and around Nerrigundah.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers to protect properties from rising water levels.

Est. cost: Medium

Enhance Bushfire Preparedness

Immediate

Conduct regular property maintenance, create firebreaks, and develop evacuation plans to minimize bushfire risks.

Est. cost: Low

Promote Heatwave Safety

Near-term

Establish cooling centers, provide public education on heatwave safety, and ensure access to adequate hydration.

Est. cost: Low

Implement Water Conservation Measures

Long-term

Encourage water-efficient landscaping, install rainwater tanks, and promote responsible water usage to address potential water scarcity.

Est. cost: Medium

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 7 May 2026

Explore Nerrigundah Risk Reports

Frequently Asked Questions

Is Nerrigundah at risk of flooding?

Based on available data, Nerrigundah has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Nerrigundah?

Insurance costs for flood cover in Nerrigundah depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Nerrigundah?

Yes, flood risk can affect property values in Nerrigundah. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Nerrigundah?

Elevation is a critical factor in flood risk. Properties at higher elevations within Nerrigundah typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Nerrigundah is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.6% of Nerrigundah in high-risk zones for bushfire, with a further 75% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Nerrigundah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Nerrigundah, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections