Flood Risk in North Macquarie, NSW: 2026 Assessment

North Macquarie, New South Wales· UNKNOWN
North Macquarie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase due to climate change.Updated 25 May 2026

Flood Risk Score

6.0/10

North Macquarie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase due to climate change.

Key Facts

Flood Risk
North Macquarie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase due to climate change.
Trend
increasing
Suburb
North Macquarie, NSW
Overall Risk
Medium

Flood Risk Analysis

North Macquarie, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates past inundation in low-lying areas.

North Macquarie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase due to climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Local Hazard Evidence

Nearest WaterwayMacquarie River
Elevation Range200-250m
Flood Zone ClassificationPotentially affected areas near the river

Historical Events

2022
Major

Significant flooding event impacted numerous properties and infrastructure.

2010
Moderate

Heavy rainfall caused flooding in low-lying areas near the Macquarie River.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement measures to reduce bushfire risk, such as vegetation management and community education programs.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Upgrade Building Codes

Long-term

Update building codes to ensure new buildings are more resilient to extreme weather events, including floods, heatwaves and bushfires.

Est. cost: High

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 25 May 2026

Explore North Macquarie Risk Reports

Frequently Asked Questions

Is North Macquarie at risk of flooding?

Based on available data, North Macquarie has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in North Macquarie?

Insurance costs for flood cover in North Macquarie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in North Macquarie?

Yes, flood risk can affect property values in North Macquarie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in North Macquarie?

Elevation is a critical factor in flood risk. Properties at higher elevations within North Macquarie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is North Macquarie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for North Macquarie, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections