Flood Risk in North Tumbulgum, NSW: 2026 Assessment

North Tumbulgum, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Tweed River regularly floods, impacting low-lying areas of North Tumbulgum. Historical flood data indicates frequent inundation of properties near the riverbank.

North Tumbulgum faces a significant flood risk due to its proximity to the Tweed River. The area is susceptible to both riverine and flash flooding, which can inundate properties and disrupt infrastructure.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

North Tumbulgum sits within ClimateNest's suburb-level hazard model for flood risk. 3.3% of the suburb's land area is mapped in high-risk flood zones and 91.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in North Tumbulgum.

North Tumbulgum (postcode 2490) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (11% of land in high-risk zones), extreme wind (6.9% of land in high-risk zones), bushfire (6.6% of land in high-risk zones). Exposure is not uniform across North Tumbulgum — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.