Climate Risk in North Wollongong, NSW

North Wollongong, New South Wales· Wollongong· 2500
Medium Risk
Updated May 2026

North Wollongong faces increasing risks from climate change, particularly related to heatwaves and flooding. Sea level rise also poses a threat to coastal areas. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
5.0

Climate Hazard Breakdown for North Wollongong

increasing

Flood

60/100

North Wollongong has a moderate risk of flooding due to its proximity to creeks and low-lying areas. Increased rainfall intensity could exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

40/100

Bushfire risk is moderate due to nearby bushland. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

70/100

North Wollongong is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Key drivers:

  • ·Increased temperatures
  • ·Urban heat island effect
increasing

Coastal

50/100

Coastal erosion and inundation are potential risks due to sea level rise. Low-lying areas are particularly vulnerable.

Key drivers:

  • ·Sea level rise
  • ·Storm surges
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for North Wollongong

Detailed Hazard Analysis

heat Risk

70/100

North Wollongong is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Increased temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

North Wollongong has a moderate risk of flooding due to its proximity to creeks and low-lying areas. Increased rainfall intensity could exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

50/100

Coastal erosion and inundation are potential risks due to sea level rise. Low-lying areas are particularly vulnerable.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

bushfire Risk

40/100

Bushfire risk is moderate due to nearby bushland. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area overlays.
  • 2.Assess property's vulnerability to sea level rise.
  • 3.Consider the cost of insurance premiums.
  • 4.Inquire about council's climate adaptation plans.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Para Creek
Elevation Range
0-30m
Flood Zone
Partially within flood zone

Several properties are located near Para Creek and are susceptible to flash flooding.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland reserves
Planning Overlay
Bushfire prone area overlay applies
Bushfire Prone Area
Yes

The western edge of North Wollongong borders bushland, increasing bushfire risk.

Heat Evidence

Avg January Max Temp
27.5°C
Heat Stress Days/Year
3 days

Average January maximum temperature is increasing, leading to more heat stress days.

Coastal Evidence

Distance to Coast
0.5 km
Sea Level Rise Exposure
Low-lying areas exposed to sea level rise
Erosion Risk
Moderate erosion risk

Historical Climate Events

2011
floodModerate

Major flooding in the Wollongong area caused significant damage to property and infrastructure.

Source
2013
bushfireMinor

Bushfires in the Illawarra region threatened properties and caused evacuations.

Source
2017
stormModerate

Severe storms caused flash flooding and power outages in Wollongong.

Source
2020
heatwaveModerate

Prolonged heatwave conditions put strain on infrastructure and public health services.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.3(+0.3)4.6(+0.6)
heat707.7(+0.7)8.2(+1.2)
coastal505.4(+0.4)5.8(+0.8)

By 2030, North Wollongong is projected to experience a moderate increase in overall climate risk, with heatwaves and flooding posing the greatest challenges.

CSIRO Climate Projections

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: Medium

Learn more

Implement heatwave early warning system

Immediate

Develop and implement a heatwave early warning system to protect vulnerable populations.

Est. cost: Low

Learn more

Strengthen coastal defenses

Long-term

Construct seawalls and other coastal defenses to protect against sea level rise and coastal erosion.

Est. cost: High

Learn more

Bushfire preparedness programs

Near-term

Implement community education programs to improve bushfire preparedness and reduce the risk of property damage.

Est. cost: Low

Learn more

About North Wollongong's Climate Risk Profile

North Wollongong, like many coastal suburbs in NSW, is vulnerable to the impacts of climate change. Rising temperatures are expected to lead to more frequent and intense heatwaves, posing a significant risk to public health, especially for vulnerable populations such as the elderly and those with pre-existing conditions.

Increased rainfall intensity is likely to exacerbate the risk of flooding in low-lying areas and near creeks. Sea level rise will also contribute to coastal erosion and inundation, threatening infrastructure and property along the coastline.

Bushfire risk is also a concern, as drier conditions and higher temperatures increase the likelihood of bushfires in nearby bushland areas. Residents should be aware of bushfire safety measures and have a plan in place.

Addressing these challenges requires a combination of mitigation and adaptation strategies. Reducing greenhouse gas emissions is crucial to slowing down the rate of climate change, while adaptation measures such as improving drainage infrastructure, building seawalls, and implementing heatwave early warning systems can help to reduce the impacts of climate change on the community.

Data sources: BOM · CSIRO · NSW RFS · Wollongong City Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for North Wollongong?

The main climate change risks for North Wollongong include increased heatwaves, flooding, coastal erosion, and bushfire risk.

How will sea level rise affect North Wollongong?

Sea level rise is expected to cause coastal erosion and inundation, particularly in low-lying areas.

What is the council doing to address climate change?

Wollongong City Council is implementing a range of measures to reduce greenhouse gas emissions and adapt to the impacts of climate change.

How can I prepare for heatwaves in North Wollongong?

Stay indoors during the hottest part of the day, drink plenty of water, and check on vulnerable neighbors.

Where can I find information about flood risks in North Wollongong?

You can find information about flood risks on the Wollongong City Council website.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections