๐Ÿ“ฎ Oak Flats postcode: 2529

Oak Flats Median Property Value & Market Data (NSW)

Oak Flats, New South Walesยท Shellharbourยท 2529
Oak Flats has a median property value in line with New South Wales averagesUpdated 25 May 2026

Price Score

6.0/10

Oak Flats has a median property value in line with New South Wales averages

Key Facts

Median Price Range
$900kโ€“$1.2M
Suburb
Oak Flats, NSW
Key Price Driver
Proximity to CBD and school catchments
Climate Risk Impact
Increasingly affects property values โ€” get a report
Postcode
2529
Highest high-risk exposure
16.7% of land (bushfire)

Median Property Value Analysis

Oak Flats in New South Wales sits within the broader property market of the region. The median property value provides a benchmark for home buyers evaluating the suburb against neighbouring areas and state averages across New South Wales. Understanding where a suburb sits in the price spectrum is a critical first step in property research.

Property values in Oak Flats are influenced by factors including location, housing stock diversity, school catchments, transport access, and increasingly climate risk exposure. The median price represents the middle point of all sales โ€” half sold for more, half for less โ€” and is the most commonly cited benchmark in Australian property market reporting. Domain and CoreLogic both publish suburb-level median price data that can be compared across New South Wales.

For buyers considering Oak Flats, the relationship between property value and climate risk is becoming increasingly important. Properties in areas with lower exposure to flood, bushfire, and extreme heat may hold value better over the long term as climate risk awareness grows among Australian home buyers.

To make an informed property decision in Oak Flats, an address-level assessment is essential. Get a complete ClimateNest report for your shortlisted property including climate risk scores, projected insurance costs, and long-term value outlook to complement your market research.

Oak Flats (postcode 2529) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.7% of land in high-risk zones), surface flood (6.8% of land in high-risk zones), extreme wind (6.4% of land in high-risk zones). Exposure is not uniform across Oak Flats โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Adaptation & Mitigation Actions

Improve Home Insulation

Near-term

Improve home insulation to reduce energy consumption and keep homes cooler during heatwaves.

Est. cost: $5,000 - $10,000

Install Rainwater Tanks

Near-term

Install rainwater tanks to reduce stormwater runoff and provide a source of water during droughts.

Est. cost: $3,000 - $5,000

Develop Emergency Plans

Immediate

Develop emergency plans for heatwaves, floods, and bushfires.

Est. cost: Low

Support Coastal Management Initiatives

Long-term

Support council's coastal management initiatives to protect vulnerable areas from erosion and sea level rise.

Est. cost: N/A

Council & Emergency Services

Shellharbour City Council
Emergency Services

Data last updated: 25 May 2026

Explore Oak Flats Risk Reports

Frequently Asked Questions

What is the median property value in Oak Flats?

The median property value for Oak Flats in New South Wales provides a market benchmark for home buyers and sellers. For the most current median price data, consult Domain, CoreLogic, or your local real estate agent who can provide suburb-specific sales evidence and recent comparable sales. Property prices in New South Wales vary significantly by location, property type, and condition โ€” the median is a starting point, not a valuation.

How do property values in Oak Flats compare to New South Wales averages?

Oak Flats sits within the New South Wales property market. Statewide median prices in New South Wales range from $900k to $1.2M depending on property type and location. Consider climate risk alongside price data โ€” ClimateNest provides property-specific risk assessments for addresses across Oak Flats.

What factors affect property values in Oak Flats?

Property values in Oak Flats are driven by location, proximity to schools and transport, housing stock quality and diversity, neighbourhood amenity, market conditions, and increasingly climate risk exposure. Address-level climate risk data from ClimateNest helps buyers make informed decisions.

Does climate risk affect property values in Oak Flats?

Yes, climate risk is an increasingly important factor in property values across Australian suburbs, including Oak Flats. Properties with verified lower climate risk may attract premium pricing as buyer awareness grows. A ClimateNest report provides address-level climate risk data to inform your property valuation.

What share of Oak Flats is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.7% of Oak Flats in high-risk zones for bushfire, with a further 76.4% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Oak Flats Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Oak Flats, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections