๐Ÿ“ฎ Oakville postcode: 2765

Flood Risk in Oakville, NSW: 2026 Assessment

Oakville, New South Walesยท Hawkesburyยท 2765
Oakville faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Heavy rainfall events can lead to riverine and flash flooding.Updated 10 May 2026

Flood Risk Score

6.0/10

Oakville faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Heavy rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Oakville faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Heavy rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Oakville, NSW
Overall Risk
Medium
Postcode
2765
Highest high-risk exposure
26.1% of land (bushfire)

Flood Risk Analysis

Oakville, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Some properties in Oakville are located within designated flood zones and may be subject to specific building regulations.

Oakville faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Heavy rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Oakville sits within ClimateNest's suburb-level hazard model for flood risk. 5.2% of the suburb's land area is mapped in high-risk flood zones and 71.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Oakville.

Oakville (postcode 2765) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (26.1% of land in high-risk zones), surface flood (11.8% of land in high-risk zones), riverine flood (5.2% of land in high-risk zones). Exposure is not uniform across Oakville โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation Range30-60m
Flood Zone ClassificationPartially within flood zone

Historical Events

2022
Major

Severe flooding along the Hawkesbury River impacted Oakville, causing widespread damage and evacuations.

2016
Moderate

Heavy rainfall caused localized flooding in parts of Oakville.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood levees and drainage systems to protect properties from rising floodwaters.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as clearing vegetation and creating firebreaks, to reduce the risk of property damage.

Est. cost: Medium

Develop Heat Action Plan

Immediate

Create a community heat action plan to protect vulnerable residents during heatwaves, including cooling centers and outreach programs.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Hawkesbury City Council
Emergency Services

Data last updated: 10 May 2026

Explore Oakville Risk Reports

Frequently Asked Questions

Is Oakville at risk of flooding?

Based on available data, Oakville has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Oakville?

Insurance costs for flood cover in Oakville depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Oakville?

Yes, flood risk can affect property values in Oakville. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Oakville?

Elevation is a critical factor in flood risk. Properties at higher elevations within Oakville typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Oakville is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 26.1% of Oakville in high-risk zones for bushfire, with a further 66% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Oakville Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Oakville, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections