📮 Oberne Creek postcode: 2422

Bushfire Risk in Oberne Creek, NSW: 2026 Assessment

Oberne Creek, New South Wales· Mid-Coast Council· 2422
The area around Oberne Creek has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.Updated 31 May 2026

Bushfire Risk Score

4.2/10

The area around Oberne Creek has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Oberne Creek has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Trend
stable
Suburb
Oberne Creek, NSW
Overall Risk
Medium
Postcode
2650
Highest high-risk exposure
8.2% of land (surface flood)

Bushfire Risk Analysis

Oberne Creek, New South Wales, has a the area around oberne creek has a moderate bushfire risk due to surrounding bushland. hot, dry conditions and strong winds can increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check RFS website for current fire danger ratings and alerts.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Oberne Creek, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Oberne Creek including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Oberne Creek sits within ClimateNest's suburb-level hazard model for bushfire risk. 6.4% of the suburb's land area is mapped in high-risk bushfire zones and 74.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Oberne Creek.

Oberne Creek (postcode 2650) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (8.2% of land in high-risk zones), bushfire (6.4% of land in high-risk zones), riverine flood (4.3% of land in high-risk zones). Exposure is not uniform across Oberne Creek — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to forested areas
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted the region, with smoke affecting air quality in Oberne Creek.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as improved drainage systems and levees.

Est. cost: High

Develop a Heat Action Plan

Immediate

Implement a community heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as vegetation management and community education programs.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Mid-Coast Council
Emergency Services

Data last updated: 31 May 2026

Explore Oberne Creek Risk Reports

Frequently Asked Questions

Is Oberne Creek in a bushfire prone area?

Parts of Oberne Creek may be designated as bushfire prone land. Based on available data, Oberne Creek has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Oberne Creek?

BAL ratings in Oberne Creek depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Oberne Creek?

Yes, properties in bushfire-prone parts of Oberne Creek may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Oberne Creek?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Oberne Creek is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 8.2% of Oberne Creek in high-risk zones for surface flood, with a further 70.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Oberne Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Oberne Creek, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections