Flood Risk in Obley, NSW: 2026 Assessment

Obley, New South Wales· UNKNOWN
Obley faces a moderate risk of flooding, primarily from heavy rainfall events. The risk is influenced by local topography and drainage infrastructure.Updated 2 May 2026

Flood Risk Score

4.5/10

Obley faces a moderate risk of flooding, primarily from heavy rainfall events. The risk is influenced by local topography and drainage infrastructure.

Key Facts

Flood Risk
Obley faces a moderate risk of flooding, primarily from heavy rainfall events. The risk is influenced by local topography and drainage infrastructure.
Trend
increasing
Suburb
Obley, NSW
Overall Risk
Medium
Postcode
2868
Highest high-risk exposure
11.3% of land (bushfire)

Flood Risk Analysis

Obley, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local drainage capacity is limited in some areas, increasing flood risk during heavy rainfall events.

Obley faces a moderate risk of flooding, primarily from heavy rainfall events. The risk is influenced by local topography and drainage infrastructure.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Obley sits within ClimateNest's suburb-level hazard model for flood risk. 10.3% of the suburb's land area is mapped in high-risk flood zones and 62.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Obley.

Obley (postcode 2868) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.3% of land in high-risk zones), surface flood (11.1% of land in high-risk zones), riverine flood (10.3% of land in high-risk zones). Exposure is not uniform across Obley — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayUnnamed Creek
Elevation Range300-350m
Flood Zone ClassificationLow-lying areas near creek

Historical Events

2010
Moderate

Heavy rainfall caused flooding in low-lying areas of Obley, resulting in property damage and road closures.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to reduce flood risk during heavy rainfall events.

Est. cost: Medium

Bushfire Mitigation Measures

Immediate

Implement bushfire mitigation measures, such as vegetation management and fire breaks, to protect properties.

Est. cost: Medium

Heatwave Preparedness Plan

Near-term

Develop a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Education Programs

Long-term

Conduct community education programs to raise awareness of climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 2 May 2026

Explore Obley Risk Reports

Frequently Asked Questions

Is Obley at risk of flooding?

Based on available data, Obley has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Obley?

Insurance costs for flood cover in Obley depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Obley?

Yes, flood risk can affect property values in Obley. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Obley?

Elevation is a critical factor in flood risk. Properties at higher elevations within Obley typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Obley is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.3% of Obley in high-risk zones for bushfire, with a further 61.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Obley Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Obley, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections