📮 Old Toongabbie postcode: 2146

Property Investment Score: Old Toongabbie, NSW (2026)

Old Toongabbie, New South Wales· Parramatta· 2146
Moderate investment with climate considerationsUpdated 24 May 2026

Investment Score

5.8/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.8/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Old Toongabbie, NSW
Postcode
2146
Highest high-risk exposure
7.4% of land (bushfire)

Investment Score Analysis

Old Toongabbie in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Properties in flood-prone areas may experience a negative impact on property values.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Old Toongabbie with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Old Toongabbie including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Old Toongabbie (postcode 2146) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (7.4% of land in high-risk zones), riverine flood (4.5% of land in high-risk zones), surface flood (4.5% of land in high-risk zones). Exposure is not uniform across Old Toongabbie — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Insurance OutlookInsurance premiums may increase in the future due to increased flood and heatwave risks.
Price Impact from ClimateProperties in flood-prone areas may experience a negative impact on property values.
Resale Liquidity RiskMedium

Historical Events

2020
Minor

Localized flooding occurred due to heavy rainfall.

2013
Moderate

Prolonged heatwave conditions affected Sydney, including Old Toongabbie, leading to increased hospital admissions.

2011
Moderate

Heavy rainfall caused flash flooding in some areas of Old Toongabbie.

1990
Moderate

Significant flooding occurred in the Parramatta region, affecting parts of Old Toongabbie.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers in vulnerable areas.

Est. cost: Medium

Enhance Heatwave Preparedness

Immediate

Establish cooling centers and provide public awareness campaigns on heatwave safety.

Est. cost: Low

Promote Water Conservation

Near-term

Implement water restrictions and encourage water-efficient landscaping to mitigate drought impacts.

Est. cost: Low

Strengthen Building Codes

Long-term

Update building codes to require more resilient construction materials and designs that can withstand extreme weather events.

Est. cost: High

Community Education Programs

Near-term

Run workshops and distribute information on how residents can prepare for and respond to climate-related hazards.

Est. cost: Low

Council & Emergency Services

City of Parramatta Council
Emergency Services

Data last updated: 24 May 2026

Explore Old Toongabbie Risk Reports

Frequently Asked Questions

Is Old Toongabbie a good investment?

Old Toongabbie has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Old Toongabbie?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Old Toongabbie. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Old Toongabbie?

The resale outlook for Old Toongabbie depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Old Toongabbie?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What share of Old Toongabbie is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 7.4% of Old Toongabbie in high-risk zones for bushfire, with a further 74.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Old Toongabbie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Old Toongabbie, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections