Property Investment Score: One Mile, NSW (2026)

One Mile, New South Wales· UNKNOWN
Moderate investment with climate considerationsUpdated 24 May 2026

Investment Score

5.8/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.8/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
One Mile, NSW
Postcode
2316
Highest high-risk exposure
16.6% of land (bushfire)

Investment Score Analysis

One Mile in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Properties in high-risk areas may experience price reductions

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in One Mile with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for One Mile including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

One Mile (postcode 2316) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.6% of land in high-risk zones), surface flood (15.1% of land in high-risk zones), extreme wind (6.1% of land in high-risk zones). Exposure is not uniform across One Mile — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Insurance OutlookInsurance premiums are likely to increase due to climate risks
Price Impact from ClimateProperties in high-risk areas may experience price reductions
Resale Liquidity RiskMedium

Historical Events

2019
Moderate

One Mile experienced a prolonged heatwave with temperatures exceeding 40°C for several days.

2017
Moderate

A severe storm brought strong winds and heavy rain to One Mile, causing property damage.

2013
Minor

A bushfire near One Mile caused smoke haze and required firefighting efforts.

2007
Moderate

Heavy rainfall caused localized flooding in low-lying areas of One Mile.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and flood barriers.

Est. cost: High

Implement Heat Action Plan

Immediate

Develop and implement a heat action plan to protect vulnerable residents during heatwaves.

Est. cost: Medium

Strengthen Bushfire Preparedness

Near-term

Enhance bushfire preparedness through community education, property maintenance, and strategic fire breaks.

Est. cost: Medium

Protect Coastal Areas

Long-term

Implement coastal protection measures to mitigate erosion and sea level rise impacts.

Est. cost: High

Promote Water Conservation

Near-term

Encourage water conservation practices to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Port Stephens Council
Emergency Services

Data last updated: 24 May 2026

Explore One Mile Risk Reports

Frequently Asked Questions

Is One Mile a good investment?

One Mile has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in One Mile?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within One Mile. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in One Mile?

The resale outlook for One Mile depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near One Mile?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What share of One Mile is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.6% of One Mile in high-risk zones for bushfire, with a further 62.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is One Mile Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for One Mile, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections